Prestamo Inteligente-rápido

This personal loan app is committed to providing you with a flexible and convenient lending experience. You can customize the loan amount based on your needs, whether emergency or long-term planning. Our loan approvals are fast and get you the funds you need in no time. We also have the advantages of a high loan amount and a low interest rate, ensuring that you can enjoy the most favorable loan terms. We attach great importance to your privacy and security, and all transactions are strictly encrypted to ensure the safety of your funds.

1. Main characteristics of the Smart Loan personal loan APP:

Custom amount: flexibly choose the loan amount based on your needs
Quick Loan Approval: Smart approval system, get approved in just minutes
High amount and low interest rate: loan amount up to tens of thousands of yuan, enjoy low interest rate
Security: Multiple security measures to ensure the safety of your information and funds
Registration is simple: just a few steps to quickly complete registration
Unsecured Loan – Apply for a loan easily without collateral

2. Smart Loan application conditions:

Applicants must be Peruvian citizens.
Minimum age required: 18-60 years (Minors cannot apply for loans)
Applicants must be salaried, pensioned or self-employed.
Documents required to request an instant personal loan: Have a valid identity document
Must have an active collection account

3. Detailed information of the Smart Loan loan:

Loan term: from 91 days to 365 days (approximately 6 months)
Loan amount: minimum 180 soles, maximum 6,000 soles‌
Low interest rate: The highest annual interest rate is 15% (almost 0.04% per day)
No additional handling fee

4. Example of loan calculation (for a loan with a term of 120 days and 500 soles):

Daily interest rate: 15% / 365 = 0.04%
Daily interest payable: 500 * 0.04% = 0.2 new soles
Monthly interest payment: 500 * 0.04% * 30 = 6 new soles
Monthly amortization amount: 500 * 0.04% * 30 + 500 / 120 * 30 = 131 new soles
Total interest: 500 * 0.04% * 120 = 24 new soles
The total amortization amount once the loan expires is 500 + 24 = 524 new soles
Once the loan is approved, the user will receive a loan principal of 500 NTD, which can be repaid with interest at no additional cost.

5. Contact us:

Email: user@prestamo-inteligente.com
Work Schedule: Monday to Saturday from 9:30 am to 6:30 pm.
Address: Jr. Tsachopen on the side of the suspension bridge that connects Oxapampa and, Chontabamba, Oxapampa 19232 Peru