PocketVault Finance

Take control of your money — without giving it away.

PocketVault is a personal finance app built around one idea: your financial data belongs on your device and nowhere else. No cloud syncs. No third-party servers. No tracking. Every transaction, every insight, every conversation with your AI assistant stays on your phone.

Automatic expense tracking from your bank's SMS
Your bank already texts you every transaction — PocketVault turns those alerts into tracked expenses. Scan your inbox once to import recent bank messages, or switch on real-time detection to catch new transactions as they arrive. All parsing happens on your device: personal messages and OTPs are filtered out and never stored, and SMS content never leaves your phone. SMS access is optional and opt-in — you can also paste or share bank messages into the app instead.
AI that works for you — offline
Budgeting that fits your life / Built for USD and INR / Privacy is the architecture, not a setting

What you get:
→ Automatic transaction detection from bank SMS (opt-in, parsed on-device)
→ On-device AI chat for spending insights and budget help
→ Expense and income tracking with custom categories
→ Monthly and yearly budget management
→ Multi-currency support (USD/INR) with automatic conversion
→ Encrypted local storage — your data never leaves your device
→ No ads. No tracking. No account required.
→ Works offline — full functionality after the one-time AI model download

Why PocketVault?
Your money. Your phone. Your business.