Ganjitrail - Money Manager

Take control of your money with GanjiTrail — the smart M-Pesa companion built for Kenyans.

GanjiTrail automatically reads your M-Pesa SMS messages and transforms them into a clean, organized financial dashboard. No more scrolling through hundreds of messages to figure out where your money went. Simply open GanjiTrail and instantly see what you earn, spend, send, and owe.

Whether you're a hustler, student, employee, business owner, or simply trying to save more, GanjiTrail gives you the clarity and tools you need to make smarter financial decisions every day.

🔍 AUTOMATIC M-PESA TRACKING

• Reads M-Pesa SMS messages directly from your phone — no manual entry required
• Automatically categorizes transactions including Send Money, Pay Bill, Buy Goods (Lipa Na M-Pesa), Withdrawals, Deposits, Airtime, Fuliza, and more
• Tracks Fuliza usage, charges, and repayments so you always know your outstanding balance
• Supports dual-SIM devices — choose which M-Pesa line to monitor
• Load transaction history from today, this week, this month, or a custom period

📊 POWERFUL ANALYTICS & INSIGHTS

• View daily, weekly, and monthly spending trends with intuitive charts
• Discover who you send money to most and where your money is actually going
• Monitor income versus expenses at a glance
• Track M-Pesa transaction fees paid over time
• Get detailed breakdowns across all spending categories

💰 SMART BUDGETS

• Create budgets for food, transport, rent, airtime, shopping, and more
• Receive alerts when you're approaching or exceeding a budget
• Update budgets anytime as your financial goals evolve
• See how every transaction impacts your monthly budget in real time

🤖 GANJITRAIL AI — YOUR PERSONAL MONEY ASSISTANT

Chat with an AI-powered financial assistant trained on your own transaction history.

Ask questions like:
• "How much did I spend on food last week?"
• "Who received the most money from me this month?"
• "Where can I reduce my spending?"

• Receive personalized savings recommendations and spending insights
• Get instant analysis of your financial habits
• Access saved conversation history whenever you need it

🔔 NOTIFICATIONS THAT MATTER

• Budget alerts
• Large transaction notifications
• Weekly spending summaries

Stay informed without unnecessary distractions.

⭐ PREMIUM & AI CREDITS

• Get started for free and track unlimited transactions on the basic plan
• Unlock advanced AI capabilities, deeper analytics, and extended history with Premium
• Purchase AI credits for additional conversations and insights
• View transparent payment and subscription history within the app

🔒 PRIVACY & SECURITY FIRST

• Your SMS data is processed securely and never shared with third parties
• Sensitive information is protected using encrypted local storage
• OTP verification for secure signup and login
• Sign in with Google for fast and secure access
• Delete your account and data at any time directly from the app

✨ DESIGNED FOR KENYANS

• Clean, modern interface designed for speed and simplicity
• Optimized for both low-end and high-end Android devices
• Minimal data and battery usage
• Built specifically around the Kenyan M-Pesa ecosystem

WHO IS GANJITRAIL FOR?

• Anyone who uses M-Pesa regularly and wants better visibility into their finances
• Hustlers and small business owners tracking sales and expenses
• Students managing allowances, airtime, and daily spending
• Families budgeting for rent, school fees, groceries, and household expenses
• Anyone tired of searching through endless M-Pesa SMS messages

STOP GUESSING. START TRACKING.

GanjiTrail turns your everyday M-Pesa messages into actionable financial insights. Download today and gain complete visibility into where your money goes.