PesaSense - M-Pesa SMS Tracker

Know exactly where every shilling goes. PesaSense reads your M-Pesa SMS messages and turns them into clear, organised financial insights automatically, privately, and entirely on your device.

PRIVACY FIRST
Your transactions never leave your phone. No account required, no cloud sync of your financial data, no ads. PesaSense works completely offline.

AUTOMATIC TRACKING
Every M-Pesa transaction is captured the moment it arrives, money sent, received, till payments, paybills, withdrawals, deposits, and airtime.

SMART CATEGORISATION
38 categories tailored for Kenya: Food, Transport, Bills, NHIF, HELB, Savings, and more. PesaSense learns from your corrections and gets smarter over time. Community patterns from thousands of users help new transactions categorise themselves — till numbers, paybill accounts, and business names recognised instantly.

BUDGETS THAT WORK
Set monthly spending limits per category. Animated progress bars turn amber at 80% and red when you're over — so you always know before it's too late. Configurable warning threshold from 50% to 95%.

REAL INSIGHTS
• Current M-Pesa balance, always up to date
• Income vs expense summary with month-over-month comparison
• Savings rate, daily spend, top category, and fee breakdown
• Trends and category deep-dives
• Analytics periods: This Week, This Month, Last 30 Days, Last 3 Months, Last Year

COMMUNITY LEARNING (optional)
Help other PesaSense users categorise faster. When you opt in, anonymous patterns — like "Till 123456 → Food & Groceries" — are shared with the community. Your transaction amounts, dates, contacts, and personal details are never shared. Toggle on or off at any time in Settings.

FULLY CONFIGURABLE
• Choose the categories that fit your life
• Dark, light, or system theme
• Custom budget warning threshold
• Notification preferences
• Export data or clear history anytime