Zilch: Spend with benefits

Name: Zilch: Spend with benefits
Rating: 2.36 (25393 reviews)
Author: Zilch Technology Ltd

By: Zilch Technology Ltd

Flexible credit and Rewards

Features & Capabilities

Zilch offers flexible credit and rewards designed for everyday shopping. Apply in minutes and access up to £4,500 of credit. Choose Pay over 6 weeks at many stores with no fees, or Pay over 3 months (eligibility applies), and pay online or in-store with your Zilch card, Apple Pay, Google Pay or Samsung Pay. Earn up to 5% back in Zilch Rewards when you pay in full before checkout, plus up to 0.5% back when you use Zilch Anywhere or Tap and Pay in-store. Building your credit score is supported by responsible repayments.

Zilch also helps you manage money with Snooze to extend payments by 4 or 8 days (eligibility). The app includes a digital wallet experience and instant rewards. Privacy and security are prioritized, with robust data protection and customer support 9am–6pm, 7 days a week. Since UK launch in 2020 and US in 2022, Zilch has served millions and offered substantial Rewards and savings.

User Growth & Download Statistics

App Payments Shopping Privacy & Security

By:

Zilch Technology Ltd

Downloads:

2,029,961 7.50K

Rating:

2.36

(25,393) 122 new ratings

Version:

0 Last updated: 2026-05-20

Creation date:

2021-03-30

Publisher country:

Email:

su*****@payzilch.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-04

Compare stats and ranking:

Ranking

# 43,847 ▼ 5

Other platforms

Zilch: Spend with benefits (v2.52.0)

4.90

(20,885)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Zilch Technology Ltd

Google Play Store

https://play.google.com/store/apps/details?id=com.payzilch.app

Email:

su*****@payzilch.com

Website:

https://www.zilch.com

User Reviews

Most reviews praise Zilch for being easy to use and good for budgeting with flexible pay-over options, and many customers are highly positive about the app. However, recurring problems are login/reliability issues, slow or unhelpful customer support, and delays with refunds or warranty handling.

Pros

Easy to use / intuitive UI
Budgeting-friendly with flexible BNPL options (pay over 3 months or 6 weeks)
Positive overall sentiment and strong user praise in many reviews
Additional features like the Zilch card and regular credit limit reviews

Cons

Frequent app reliability issues (login problems, not connected to Internet, occasional crashes)
Poor or slow customer support when things go wrong
Delays or problems with refunds and warranty handling

Recent reviews

love the app, love the company. they have helped me massively over the years. only thing I'd like in the app is a section where I can favourite my own store/websites as a quicker go to when I need to enable my card

Le*****, 2026-05-31

The worst. scraping around down the bottom with Voda for the most incompetent bunch on the the net. The A.I cannot even read notes. Had an issue with returned goods which they kept taking money for, after several weeks of getting no where, I ended up paying everything off and still waiting for refund. Despite clearing the account, they have scrapped my credit, told me I am not eligible, blocked me and still trying and take money. Care!!!