Nest: Credit & Bills

Whether you’re new to credit, building your financial journey, or managing multiple payments Nest is made for everyone.
We help you pay with ease, track your money, improve your credit score, and earn rewards along the way.

Nest Payout– Flexible, & Smart Credit!
→ No paperwork, no waiting! – Get up to ₹5,00,000 Instantly
→ Minimal Interest & Minimal Processing Fees – Borrow affordably.
→ 100% Paperless & Digital – Fast, seamless experience.
→ Instant Disbursal to Your Bank Account
→ Flexible Repayment Plans – Designed to help you save on interest.

One App for Every Bill You Pay:
→ Pay electricity, water, gas, and broadband bills
→Recharge mobile (prepaid/postpaid) across all major operators
→DTH recharges for Tata Play, Sun Direct, Airtel Digital TV & more
→Pay insurance premiums, FASTag, loan EMIs, and government challans
→Manage your credit card bill payments efficiently

Build your credit score with confidence:
→See what influences your credit score
→Understand your payment history & credit mix
→Track improvements over time
→Learn how to maintain good credit health
→All data is encrypted and secure

Cool things you can do on Nest:
Every on-time payment gives you rewards that can be swapped for benefits you’ll actually use shopping, food, travel, entertainment, and more.

Example of a Nest Payout Transaction:
✔ Loan Amount: ~₹5,000
✔ Processing Fee (incl. GST): ~₹50
✔ Disbursal Amount: ~₹4,950
✔ Tenure: ~12 months
✔ EMI: ~₹444
✔ Total Repayment: ~₹5,331
✔ Total Interest Payable: ~₹331
✔ APR: ~14.8%
✔ Note: These numbers are for representation purposes only. Final APR & Interest rate will depends on the customer's credit assessment & it may vary based on the applicant's eligibility and risk profile.

Nest is not a registered NBFC or bank and offers these loans in partnership with select lending institutions. The exact lending institution extending the loan will be displayed while the user is being presented with the loan terms.

Our Lending Partners :
✨Aspire Finance Pvt. Ltd.

Something on your mind? Tell us anytime at feedback@nestapp.in