Nest Business

Say goodbye to slow payments, and “Where’s my payment?” headaches. With Nest Business App, the only drama in your day will be choosing which chai to sip while your business runs itself. ☕😎

Here’s How Nest Business App Works:
✔Download the app — Sign up in seconds because we know you’ve got better things to do than fill forms.
✔Activate Your Account — Accept payments instantly from all UPI apps and cards. Yes, even that one your cousin swears by.
✔Track Everything in One Place — See payments, settlements, and reports at a glance. No paper, no manual tracking, no headaches.

💸 Instant Payments, Zero Hassle!
✔ Personalized QR Code – Start accepting UPI & card payments instantly
✔ Direct Bank Settlements – Money goes straight to your account, fast & secure
✔ Works With All Major Apps – Google Pay, PhonePe, Paytm, BHIM, and more
✔ Smart Soundbox Alerts – Hear every transaction in real-time, even when your hands are full

⚡ QR, POS & Soundbox – Everything Your Store Needs
✔Take your business digital and never miss a payment with Nest Business App.
✔UPI QR Code – Generate your own QR instantly and start accepting payments from all UPI apps.
✔POS Integration – Swipe, tap, or scan cards and wallets effortlessly — no extra devices needed.
✔Smart Soundbox – Get real-time voice alerts for every transaction, perfect for busy shops and noisy environments.
💳 Merchant Loans – Grow Your Business
Need extra funds for inventory, rent, or expansion? We offer fast, paperless merchant loans in partnership with trusted RBI-registered lenders:
✔Loan Range: ₹5,000 – ₹5,00,000
✔Flexible Tenure & Repayment Plans – Designed to reduce interest and stress
✔Instant Disbursal – Funds go straight to your account digitally
✔Eligibility and terms depend on transaction history and credit assessment.

🇮🇳 Built for Real India
✔Works smoothly on any device
✔Supports multiple regional languages
✔Quick setup — no paperwork or complex onboarding
✔Made for kirana stores, retailers, and service providers

Example of a Nest Payout Transaction:
✔ Loan Amount: ~₹5,000
✔ Processing Fee (incl. GST): ~₹50
✔ Disbursal Amount: ~₹4,950
✔ Tenure: ~12 months
✔ EMI: ~₹444
✔ Total Repayment: ~₹5,331
✔ Total Interest Payable: ~₹331
✔ APR: ~14.8%
✔ Note: These numbers are for representation purposes only. Final APR & Interest rate will depend on the customer's credit assessment & it may vary based on the applicant's eligibility and risk profile.

Additional Things to know:
✔ Late Interest: Calculated on the principal amount that is overdue.
✔ Late Fee: A fixed fee based on the outstanding balance:
→Up to ₹500: No late fee.
→₹501 to ₹2,000: ₹15 late fee.
→₹2,001 to ₹25,000: ₹100 late fee.
→Above ₹25,000: ₹150 late fee.
✔ Minimum and Maximum Repayment Period: Flexible plans from 3 months (minimum) to 12 months (maximum).
✔ Maximum APR: Up to 30% p.a. (depending on loan terms and credit profile).

Nest is not a registered NBFC or bank and offers these loans in partnership with select lending institutions. The exact lending institution extending the loan will be displayed while the user is being presented with the loan terms.

🎉 Cashback & Rewards for Every Merchant
✔Earn cashback for every transaction processed through Nest Business App
✔Invite other merchants and get bonus rewards when they start collecting payments
✔Redeem cashback directly to your bank account — easy, fast, and fun! 💸
Because good things are better shared!

🚀 Download Nest Business App today

About Nest
→ Nest app is developed & owned by Vrisha Fintech Private Limited, Founded by Poojitha Mallireddy in March 2025.
→ We built Nest with a single goal: to make merchant payments fast, easy, and stress-free.
→ From busy kiranas to bustling cafes, we help every Indian merchant go digital with confidence.