Nationwide SmartRide®

Name: Nationwide SmartRide®
Rating: 4.522124 (1141 reviews)
Author: Nationwide

By: Nationwide

Save on auto insurance with Nationwide SmartRide

Features & Capabilities

Nationwide SmartRide® is a mobile program designed to reward safe driving behaviors with potential discounts on auto insurance. Available to Nationwide customers in most U.S. states (excluding AK, CA, HI, LA, NY, and PR), the SmartRide Mobile App tracks your trips, phone usage while driving, and personal driving trends. You'll receive personalized feedback to encourage safer driving decisions, and the safer you drive, the higher the discount you could earn. The app features detailed trip maps, phone distraction summaries, and real-time estimated discounts during your participation. With an emphasis on reducing distracted driving, SmartRide helps you stay alert and improve your driving habits while saving money on insurance.

User Growth & Download Statistics

App Privacy & Security

By:

Downloads:

Rating:

Version:

nwsmart-v4.3.0.0-94819-gc97b5dc-prod Last updated: 2025-12-18

Version code:

94819

Creation date:

2020-06-01

Publisher country:

Permissions:

android.permission.ACCESS_BACKGROUND_LOCATION Very high risk
android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.ACCESS_FINE_LOCATION Very high risk
android.permission.READ_CONTACTS Very high risk
android.permission.ACTIVITY_RECOGNITION High risk
com.google.android.gms.permission.ACTIVITY_RECOGNITION High risk
android.permission.BLUETOOTH_CONNECT Moderate risk
android.permission.REQUEST_IGNORE_BATTERY_OPTIMIZATIONS Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk
android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk

Size:

89.19MB

Email:

Sm*****@nationwide.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-06

Compare stats and ranking:

Ranking

# 203,141 ▼ 578

Other rankings

#179 in Auto and vehicles (Free) ▲

Other platforms

Nationwide SmartRide® (v4.3.1)

4.70

(2,065)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Nationwide

Google Play Store

https://play.google.com/store/apps/details?id=com.nationwide.sr

Email:

Sm*****@nationwide.com

Website:

https://www.nationwide.com/personal/contact/online-form

User Reviews

Users appreciate the app's ability to improve driving habits and its easy-to-use interface that can lead to insurance discounts. However, multiple reviews highlight issues including inaccurate trip detection, difficulty distinguishing drivers from passengers, intrusive continuous tracking, and unfair scoring of braking, acceleration, and idle behaviors without context. These flaws reduce trust and effectiveness, though the app's overall design and feedback remain valued by many.

Pros

Helps improve driving habits and makes users more conscientious and relaxed drivers.
User-friendly, accurate, and easy to navigate interface.
Provides useful analysis and feedback on driving behavior.
Can lead to insurance discounts for safe driving.
The app is forgiving on hard braking and acceleration events, allowing good scores even with some issues.

Cons

The app is overly sensitive and often records trips or driving events inaccurately, such as when the phone is stationary or in a passenger's hands.
It inadequately differentiates between the user driving and being a passenger, causing incorrect score penalties.
It tracks continuously, even when not desired, raising privacy concerns and battery usage issues.
Hard braking and acceleration scores do not consider context (e.g., traffic, motorcycles, or necessary stops), unfairly penalizing drivers.
Idle time and stop durations are counted against the user even when stopped in normal traffic conditions or drive-thrus, affecting discounts negatively.

Recent reviews

It picks up your trips and lets you adjust if passenger or driver. It helps you be aware of hard stops. It shows a map of where you went so you can tell if it is your trip as a driver. It is helpful.

Na*****, 2026-05-31

My insurance agent said I could uninstall this app since Nationwide wasn't monitoring me anymore and I'd received the full discount benefit going forward. That might be different for others. I liked the app and found it helpful.