Money Diary: Expense Tracker

Money Diary is the privacy-first expense tracker that works completely offline. No account, no tracking — just you and your money.

Take control of your personal finances with a beautiful, Material You design that adapts to your device. Every feature works without internet access, so you can manage your budget anywhere — even in airplane mode.

✨ Features
📊 Smart Dashboard

Get a complete overview of your finances with account balances, spending charts, 7-day trends, and budget progress—all in one place. Customize your dashboard to show what matters most.

💸 Easy Expense Tracking

Add transactions in seconds using natural language. Simply type "spent 4.50 on coffee" and the app automatically fills in the details.

🏦 Multiple Accounts

Keep track of cash, bank accounts, savings, and credit cards separately with accurate running balances.

🗂️ Custom Categories

Organize your spending with 12 built-in categories or create your own using custom names, icons, and colors.

🎯 Budget Management

Set weekly or monthly budgets for each category and monitor your progress with visual indicators and spending alerts.

🔄 Recurring Transactions

Never miss recurring income or expenses. Schedule bills, subscriptions, salaries, and more with flexible repeat options.

🎯 Savings Goals

Create savings goals, set target amounts and deadlines, and watch your progress grow over time.

💳 Debt Tracker

Manage money you owe or are owed with contact details, due dates, payment history, and outstanding balances.

📅 Subscription Manager

Keep all your subscriptions organized with upcoming billing dates and helpful reminders.

📤 CSV Export

Export your transaction history as a CSV file for backups, spreadsheets, or personal analysis.

🌙 Dark Mode

Choose between Light, Dark, or System theme for a comfortable experience anytime.

🔒 Privacy First
✅ Works 100% offline
✅ No account required
✅ No ads
✅ No analytics or tracking
✅ Your data never leaves your device

Why Money Diary?

Most expense trackers require accounts, sync to the cloud, show ads, or harvest your data. Money Diary takes a different approach — a fully private, offline-first experience that respects your privacy while giving you powerful tools to manage your money.

Perfect for anyone who values privacy, wants to avoid subscription fees, or needs a reliable budget app that works without internet access.