Moneda

Your money. Truly yours.

Moneda is a new kind of finance app that combines the clarity of traditional banking with the freedom of stablecoins. Manage EUR and USD accounts, earn higher returns, and move money across currencies. All while staying in full control of your funds.

Moneda gives you access to a smarter, faster, and more open financial system. It’s built for people who live and work globally and want to manage their money on their own terms.

Key Features

- Accounts in EUR and USD

Open a digital Euro and US Dollar account in minutes. Receive funds via banking rails (SEPA/ACH) or with stablecoins. See your assets clearly, with full transparency and no hidden fees.

- Earnings Accounts

Grow your balance with daily compounding and higher earnings than traditional banks. Returns vary over time and are not guaranteed.

- Currency Swaps Made Simple

Swap between EUR and USD instantly. Transparent rates, no hidden markups, and no complexity.

- Built for Global Users

Borderless finance for freelancers, remote workers, and anyone earning internationally. Move money freely and access your funds anytime, anywhere.

- Security and Self-Custody

You stay in control. Moneda is self-custodial; only you can access your funds. Our secure infrastructure ensures transparency, privacy, and peace of mind.

- Coming Soon

Moneda Card for global payments and effortless spending. Join the waitlist now.

Moneda is finance beyond banks. Save smarter, earn transparently, and move money globally with confidence. No middlemen, no hidden costs, no complexity. Just your money, working for you.

Disclaimer

Moneda is not a bank or a financial company. Stablecoins are digital assets, not deposits. Returns are variable and not guaranteed. Always assess your own financial situation before using earning products.