Expense Tracker - Finkel

FinKel — Expense Tracker.
As easy as a note, as solid as a real ledger.

Log income and expenses in seconds. Set budgets, track debts, remember
bills, and chase savings goals — all offline, with your data staying on
your phone. Not a wallet, not a loan app. Just clean, honest money notes
that are pleasant to use every day.

FREE — start tracking today
• Income & expense ledger
• Categories you can customize
• Multiple wallets: Cash, Bank, E-Wallet
• Monthly summary: in, out, balance
• Cash-flow chart & top spending list

STARTER — your complete personal finances (no ads)
• Full debts & receivables with reminders
• Monthly budgets + alerts at 80% and 100%
• Savings goals
• Bill & subscription reminders (3 & 1 days before)
• Automatic receipt scanning (on-device OCR, nothing sent to a server)
• Weekly financial health score
• CSV export & import

PRO — family & accounting
• Cloud sync across up to 5 devices
• Shared family ledger (up to 5 members)
• Bill splitting & automatic charges between members
• Member roles: admin, editor, view-only
• Double-entry journal (guided & expert modes)
• Balance Sheet and Profit & Loss
• Formatted PDF export
• Scheduled transfers & home-screen widget

WHY FINKEL
• Offline-first. Your financial data lives on your device. Cloud sync
turns on only if you want it (Pro).
• Fast. Record a transaction with zero friction.
• Clear. Tidy numbers, correct currency format, consistent money colors —
green for in, red for out.
• Built for Indonesia. Indonesian first, with full English.

Start free. Move up to Starter when you need budgets & debts. Move up to
Pro when you want one ledger for the whole family.

Privacy: FinKel does not sell your data. Without a subscription, all your
financial data stays only on your device.