M1: Invest & Bank Smarter

Name: M1: Invest & Bank Smarter
Rating: 4.391415 (27669 reviews)
Author: M1 Finance

By: M1 Finance

Grow Money, Manage Wealth: Earn, Invest, & Borrow in One Place

Features & Capabilities

M1: Invest & Bank Smarter is a unified finance app that lets you earn, invest, and borrow—all in one place. Build a diversified portfolio with 6,000+ stocks and ETFs, use fractional shares, and auto rebalance for long-term growth. Open Individual, Joint, Trust, and Custodial accounts, plus a range of IRAs to fit your life stage.

Security and reliability features include a High-Yield Cash Account at 3.10% APY with FDIC coverage, bank-level encryption, two-factor authentication, and SIPC protection. Margin loans let you borrow up to 50% of your portfolio with transparent rates, while no commissions on self-directed trades help you keep more of your gains. M1 emphasizes automation, simplicity, and low costs to help you build lasting wealth.

User Growth & Download Statistics

App Investing Privacy & Security Data

By:

M1 Finance

Downloads:

1,187,565 198

Rating:

4.39

(27,669) 10 new ratings

Version:

2026.6.3 Last updated: 2026-06-23

Version code:

4534

Creation date:

2016-09-02

Publisher country:

Permissions:

android.permission.CAMERA Very high risk
android.permission.RECORD_AUDIO Very high risk
android.permission.READ_EXTERNAL_STORAGE High risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk
android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
android.permission.ACCESS_WIFI_STATE Low risk
android.permission.CHANGE_NETWORK_STATE Low risk
android.permission.FOREGROUND_SERVICE Low risk
android.permission.INTERNET Low risk

Size:

75.62MB

Email:

he*****@m1.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-27

Compare stats and ranking:

Ranking

# 60,290 ▼ 36

Other rankings

#19 in insert keyword 28 #28 in non-custodial keyword 24 ▼ 3#73 in torrent keyword 18 ▲ 9

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

M1 Finance

Google Play Store

https://play.google.com/store/apps/details?id=com.m1finance.android

Email:

he*****@m1.com

Website:

https://m1.com/

User Reviews

Overall sentiment is mixed. Many users praise M1 for ease of use, reliability across devices, and strong long-term investing features with broad market exposure. However, a sizable number report a new $3 monthly fee, poor support via AI chat, a cluttered interface, login/2FA problems, and awkward auto-invest controls that hinder trading. While some see value in the platform's features and updates, the recurring complaints about fees, support, and usability drive the negative tone for many users.

Pros

Easy to use and beginner-friendly interface.
Auto-invest feature is effective.
Reliable across mobile and desktop (works on both phone and PC).
Long-term investing focus with useful features and regular updates.
Broad market exposure (e.g., S&P 500).

Cons

Introduction of a $3 monthly fee with little or no notice.
Poor customer support with AI bots and slow or no human responses.
Interface has become confusing and bloated with new features.
Persistent sign-in/login issues, including 2FA codes not being sent.
Auto-invest/purchase controls are hard to stop and limit trading flexibility.

Recent reviews

it's been 7 days. I guess the original deposit of $ 100 never went through and didn't end up "refunded". so I lost $100 and now I owe $31.80 because I withdrew $30 thinking the $100 took care of the collateral. please either fix my problem or send my money back thank you.

Jo*****, 2026-06-16

Sometimes confusing, but fundamentally a good system for long term, passive, high-commitment investors who will ignore daily noise. Does not support intraday trading or advanced order types, which they're upfront about. The pie system makes automated investing easy and dividends are handled well. Concerns and questions are addressed quickly and thoroughly by their support. They could make rules more clear by using a node graph to better show what can be a confusing list of "smart transfers"

ja*****, 2026-06-14

for whatever reason, everytime I need to get back into app I have to uninstall and download then once it times out I have to delete/repeat... please fix app