M1: Invest & Bank Smarter Android

M1: Invest & Bank Smarter

Grow Money, Manage Wealth: Earn, Invest, & Borrow in One Place

Features & Capabilities

M1: Invest & Bank Smarter is a unified finance app that lets you earn, invest, and borrow—all in one place. Build a diversified portfolio with 6,000+ stocks and ETFs, use fractional shares, and auto rebalance for long-term growth. Open Individual, Joint, Trust, and Custodial accounts, plus a range of IRAs to fit your life stage.

Security and reliability features include a High-Yield Cash Account at 3.10% APY with FDIC coverage, bank-level encryption, two-factor authentication, and SIPC protection. Margin loans let you borrow up to 50% of your portfolio with transparent rates, while no commissions on self-directed trades help you keep more of your gains. M1 emphasizes automation, simplicity, and low costs to help you build lasting wealth.

User Growth & Download Statistics

By:
M1 Finance
Downloads:
1,186,107 731
Rating:
4.38
(27,603)
31 new ratings
Version:
2026.5.4 Last updated: 2026-06-02
Version code:
4456
Creation date:
2016-09-02
Publisher country:
US US
Permissions:
  • android.permission.CAMERA Very high risk
  • android.permission.RECORD_AUDIO Very high risk
  • android.permission.READ_EXTERNAL_STORAGE High risk
  • com.google.android.gms.permission.AD_ID Moderate risk
  • android.permission.ACCESS_WIFI_STATE Low risk
  • android.permission.CHANGE_NETWORK_STATE Low risk
  • android.permission.FOREGROUND_SERVICE Low risk
  • android.permission.INTERNET Low risk
  • android.permission.POST_NOTIFICATIONS Low risk
  • android.permission.USE_BIOMETRIC Low risk
  • See more
Size:
73.68MB
Email:
he*****@m1.com
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Google Play Store
Data ingested on:
2026-06-04
Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.
Developed by:
M1 Finance
Google Play Store
https://play.google.com/store/apps/details?id=com.m1finance.android
Email:
he*****@m1.com
Website:
https://m1.com/

User Reviews

Overall sentiment is mixed. Many users praise M1 for ease of use, reliability across devices, and strong long-term investing features with broad market exposure. However, a sizable number report a new $3 monthly fee, poor support via AI chat, a cluttered interface, login/2FA problems, and awkward auto-invest controls that hinder trading. While some see value in the platform's features and updates, the recurring complaints about fees, support, and usability drive the negative tone for many users.
Pros
  • Easy to use and beginner-friendly interface.
  • Auto-invest feature is effective.
  • Reliable across mobile and desktop (works on both phone and PC).
  • Long-term investing focus with useful features and regular updates.
  • Broad market exposure (e.g., S&P 500).
Cons
  • Introduction of a $3 monthly fee with little or no notice.
  • Poor customer support with AI bots and slow or no human responses.
  • Interface has become confusing and bloated with new features.
  • Persistent sign-in/login issues, including 2FA codes not being sent.
  • Auto-invest/purchase controls are hard to stop and limit trading flexibility.
Recent reviews
Soild app for investing. Watch a YouTube video on how to use it then it all makes sense.
by Jo*****, 2026-05-22

fantastic app, very easy to use
by Ra*****, 2026-05-19

difficult to use
by Am*****, 2026-05-18
View all user reviews ›

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