MyLoanBook - Loan Tracker

Do you know exactly what you owe — and to whom?

Most people don't. Between bank EMIs, family loans, and instalments spread across months, it's easy to lose track. MyLoanBook fixes that.

No account. No cloud. No one else sees your data.

Your loan records belong to you. Everything is stored on your device only — no sign-up required, no server, no third party ever sees your financial information.

WHAT MYLOANBOOK TRACKS

Installment & EMI Loans
A full amortisation schedule is generated automatically — every due date, principal portion, interest portion, and remaining balance. Always know your next payment and how much of each payment goes to interest vs principal.

Flexible Loans
For money borrowed from family or friends where payments vary. Record any amount at any time — no fixed schedule needed.

INTEREST CALCULATIONS

• No Interest
• Flat Rate
• Reducing Balance
• Compound (monthly, weekly, daily)

Set the year convention per loan: 360-day (banking standard) or 365-day.

PAYMENT TRACKING

• Record every payment with date and amount
• Attach a payment proof photo
• Automatic payment allocation: late fees → interest → principal
• Per-instalment tracking
• Generate and export PDF statements
• Share statements directly via WhatsApp

LATE PAYMENT PENALTIES

• Fixed amount or percentage
• Configurable grace period
• Waive penalties when needed

PRIVACY & SECURITY

• PIN lock
• No internet required
• No advertising
• Delete all your data instantly
• Local backup & restore

WHO IT'S FOR

Anyone managing loans — bank EMIs, personal borrowing from family or friends, vehicle instalments, or any payment plan.

MyLoanBook is a personal record-keeping tool — not a bank, lender, or financial advisor. Records are for your own use only.

Download MyLoanBook.

Know exactly what you owe. Every payment. Completely private.