Loanbook - Money Tracker

LoanBook is a simple personal ledger for money you lend to or borrow from other people — and the interest on it. Whether you keep notes on paper or rely on memory, LoanBook keeps every loan, payment, and balance in one place, calculated correctly to the day.

It is a private record-keeping app for your own bookkeeping. LoanBook is not a bank, lender, or financial service, and it never moves real money.

WHAT YOU CAN DO

• Track both sides — record money you GAVE (lent) and money you TOOK (borrowed), for any number of people.
• A separate account for each person — keep a people-wise ledger with their name, number, and notes.
• Interest made simple — enter the rate the way you already think about it: as an amount per 100 per month (the classic byaj/sekra method), as a yearly %, or as a monthly %. LoanBook does the math.
• Simple or compound interest — choose simple interest, or compound monthly, quarterly, half-yearly, or yearly.
• Balance on ANY date — see exactly how much is due today, or on any past or future date.
• Record payments — add repayments and extra amounts given; balances and interest update instantly.
• PDF statements — generate a clean, itemised statement for any person and save or share it.
• Share on WhatsApp or SMS — send a person their up-to-date balance in one tap, only when you choose to.
• Backup your data — download a full PDF of all your loans and balances onto your phone anytime.
• English & Hindi — use the app in the language you are comfortable with.

SECURE & PRIVATE

• Your data is sent over an encrypted (HTTPS) connection and stored on a secured server.
• Passwords are stored only as salted hashes — we never see your plain password.
• We do NOT sell your data and we do NOT use it for advertising.
• Delete anytime — remove individual loans and people, or permanently delete your entire account and all data from Profile → Delete account.

WHO IT'S FOR

Shopkeepers, lenders, friends, family, and anyone who lends or borrows money informally — in any currency — and wants an accurate, organised record instead of loose notes.

Start keeping a clean, accurate record today with LoanBook.