LUMEN LOAN

LUMEN LOAN is a digital personal loan service designed for Nigerians who need short-term financial support. The platform offers a fast, fully paperless application experience and transfers approved funds directly to users' bank accounts via mobile phones.

Loan terms include ₦1,000–₦100,000 with 91–365 day tenures, a daily interest rate of 0.05%, and an APR up to 18.25% (subject to eligibility and risk assessment). Final offers are clearly presented before confirmation, ensuring transparent pricing. LUMEN LOAN emphasizes data security, user privacy, and responsible borrowing, with eligibility checks and compliance with Nigerian regulations.