Link's Transfer

TransferLink is the app that connects individuals who want to send or receive money locally, anywhere in the world, securely and without bank intermediaries.

How it works, in 3 steps:
1. You post a transfer request (amount, currency, departure city, destination city)
2. You are connected with another verified user near you via the marketplace
3. You exchange money with complete confidence thanks to KYC, two-way reviews, and our integrated secure messaging

Key features:
✓ Transfer marketplace available in over 50 countries
✓ Progressive KYC identity verification (phone, selfie, ID, proof of address)
✓ Mandatory live selfie only (anti-fraud — no gallery photos accepted)
✓ Rating system and two-way reviews to build trust
✓ Integrated encrypted messaging between matched users
✓ Geolocation-based marketplace for nearby connections (optional)
✓ Multi-currency: EUR, USD, GBP, XOF, MAD, XAF, and many more
✓ Push notifications and real-time email
✓ Loyalty program with points and automatic discounts
✓ 5 days of free Premium access after full KYC verification
✓ Bilingual app: French and English
✓ One-click account deletion from the app

Security and trust:
• Progressive identity verification based on the amount
• Live selfie only to prevent identity theft
• End-to-end encryption of sensitive data (TLS 1.3)
• Encrypted storage at rest on European servers (Supabase)
• GDPR and Anti-Money Laundering (AML/CFT) compliance
• Subscription payments processed by Stripe (PCI-DSS Level 1)
• No bank details stored by TransferLink
• No custody of funds: direct peer-to-peer transactions
• Community reporting and moderation system

Subscription plans:

FREE — €0/month
• 1 transfer ≤ €50 per month
• Full access to the marketplace
• Limited messaging

PREMIUM — €9.99/month
• Unlimited transfers, any amount
• Priority listings at the top of the marketplace
• 24/7 priority support
• Detailed statistics
• Gold Premium badge on your profile
• Unlimited messaging

BUSINESS — €29.99/month
• All Premium features
• Multi-account (up to 5 sub-accounts)
• Dedicated manager
• Automatic billing
• Advanced reporting tools

You can cancel your subscription at any time from the app or via Stripe. No commitment, no hidden fees.

Typical Use Cases:
• Students abroad receiving money from their families
• Diaspora members regularly sending money to their home countries
• Travelers needing cash upon arrival
• Freelancers paying or receiving money between individuals
• Verified local peer-to-peer purchases

Identity Verification (KYC):
Verification is tailored to the amount. For transfers ≤ €50, a phone number verified by SMS is sufficient. For larger amounts, a live selfie, your ID, and proof of address are required. The process takes place within the app in just a few minutes.

Privacy:
Your KYC data is retained for 5 years after your account is deleted (AML/CFT obligations). All other data is deleted within 30 days.

Account Deletion: From My Profile → Delete my account, or by email to support@linkstransfer.com. Processing within 72 business hours.

Service reserved for adults (18+) after KYC verification.

Privacy Policy: https://linkstransfer.com/privacy.html
Deletion: https://linkstransfer.com/delete-account.html
Support: support@linkstransfer.com
Website: https://linkstransfer.com