Kviku – online loans

Kviku is a mobile microfinance service that delivers fast, secure online loans straight to your bank account. Install the app, provide a valid government ID, your contact details and bank account, and get a decision in as little as 3 minutes. Apply anytime — 24/7 — with no queues or paperwork. Loan amounts are available up to PHP 50,000 with terms from 61 to 180 days and daily interest rates from 0% to 2% (maximum annual rate up to 730%). The app lets you apply, make payments, track your repayment schedule and view all contracts in one place.

Designed for residents of the Philippines aged 20–55, Kviku requires no income certificate, guarantor, or collateral and supports self‑employed and informally employed applicants. Kviku Lending Co., Inc. is a licensed lender registered with the Philippine SEC (reg. no. CS201918702, Certificate of Authority No. 3169). For urgent financial needs, Kviku provides a convenient, compliant, and transparent way to access short-term funds.