VIP Loan – Simple Credit

Company Name: VIP CASH LENDING CORPORATION
SEC Registration No. CS201807783
Certificate of Authority No. 2675

About VIP Loan
VIP Loan provides responsible, fast, and transparent personal loan services for individual users in the Philippines. The app is designed to help users address personal financial needs, such as daily expenses or emergency funding, through a simple and fully digital process.

All loan terms, applicable fees, interest rates, and repayment schedules are clearly disclosed within the app before loan confirmation. VIP CASH LENDING CORPORATION operates in compliance with applicable Philippine laws and regulations, and is committed to protecting user data and delivering fair and transparent lending services.
Loan Product Details
Charges & Terms
Loan range: ₱1,000 – ₱50,000
Repayment period: 91 to 360 days
Maximum monthly Effective Interest Rate (EIR): 15%
Maximum Annual Percentage Rate (APR): 180%
Service fee: A one-time fee of up to 15% of the loan amount (deducted at the start of the loan)
Example Calculation

For a loan of ₱10,000.00 with a term of 91 days:
Service fee: 10% × ₱10,000.00 = ₱1,000.00 (deducted upfront)
Interest: 18% × ₱10,000.00 = ₱1,800.00

Total repayment due:
₱10,000.00 (principal) + ₱1,800.00 (interest) = ₱11,800.00
Note: Since the ₱1,000.00 service fee is collected in advance, the actual disbursed amount will be ₱9,000.00.
Key Features
Quick Application
Apply anytime, anywhere — no paperwork or long lines.
Secure and Transparent
All loan terms are clearly presented. Your data is encrypted and handled according to Philippine laws.
Real-Time Status Tracking
Monitor your application and repayment progress in real-time.
Professional Customer Support
Our dedicated team is ready to assist you throughout your loan journey.
How It Works
Download and install the app
Complete your profile and upload required ID
Submit your loan application
Get notified about approval and repayment schedule
Receive funds directly and repay through the app
Eligibility
Must be 18 years or older
Valid ID and mobile number required
Resident of the Philippines
Contact Us
Email: marianillesaldivar@vipcash-lending.com
Address: D&E 3/F 1728 Dilexio Building, Singalong corner Enriquez St. Barangay 687, Manila, Metro Manila, 1007 Philippines