Kredi – Loan, Savings & Bills

Name: Kredi – Loan, Savings & Bills
Rating: 3.87 (3599 reviews)
Author: Kredimoney MFB Limited

By: Kredimoney MFB Limited

Manage finances, save, pay bills, and get instant loans all in one app.

Features & Capabilities

Take control of your money with Kredi, Nigeria’s all-in-one finance extension. From instant loans to automated savings and bill payments, manage money securely from your browser.

Key features include fast transfers, card management via Kredi Mastercard, insurance options, and a full suite of savings products (Kredi Vault, Safelock, Target Savings, Kiddyvest) plus Nano Loans up to ₦50,000.

User Growth & Download Statistics

App Payments Privacy & Security Data Developer Tools

By:

Kredimoney MFB Limited

Downloads:

1,381,361 4.18K

Rating:

3.87

(3,599) 3 new ratings

Version:

2.25 Last updated: 2026-04-21

Version code:

129

Creation date:

2020-09-01

Publisher country:

Permissions:

android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.ACCESS_FINE_LOCATION Very high risk
android.permission.CAMERA Very high risk
android.permission.READ_CONTACTS Very high risk
android.permission.RECORD_AUDIO Very high risk
android.permission.READ_EXTERNAL_STORAGE High risk
android.permission.WRITE_EXTERNAL_STORAGE High risk
android.permission.DOWNLOAD_WITHOUT_NOTIFICATION Moderate risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk

Size:

109.76MB

Email:

in*****@thekredibank.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-04

Compare stats and ranking:

Ranking

# 55,445 ▼ 89

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Kredimoney MFB Limited

Google Play Store

https://play.google.com/store/apps/details?id=com.kredibank

Email:

in*****@thekredibank.com

Website:

http://thekredibank.com

User Reviews

Reviews are mixed: many praise ease of use and fast loan access, but widespread concerns about fraud, data privacy, and unreliable functionality dominate. Frequent login/OTP issues and delays with loan processing or ATM cards contribute to negative experiences. Overall, the app seems handy for some, but trust and reliability concerns are the most recurring themes.

Pros

Easy to use / user-friendly interface
Fast loan application and quick disbursement (funds credited within minutes)
Perceived value / money-saving potential (positive financial impact)
Described by some users as one of the best loan apps in Nigeria

Cons

Fraud concerns and data privacy issues (alleged fake app and data collection/sharing)
Reliability/login issues (OTP button not working, can't access account, security blacklisted)
Loan processing/ATM card delays or non-delivery (funds not disbursed, ATM card not received)
Stressful onboarding with multiple loan/offers sent to email after application

Recent reviews

Cool

Mu*****, 2026-05-18

Buggy app, inefficient UI, there's almost always bad network service when making card transactions. Also, you'll wait forever for them to process refunds of failed card transactions... I've been waiting over 32 days now just to get my N2000 back, it's crazy. If not for the MasterCard I have with them, I would've dumped Kredi since - just very disappointing!