Amini

Amini is a personal and group finance app built for everyday Nigerians. Manage your money, save toward goals, and handle payments all in one place, in English and Hausa.

KEY FEATURES:

💰 Wallet & Transfers
Fund your Amini wallet and send money instantly to other Amini users or any Nigerian
bank account. Pay with QR codes or scan to pay at supported merchants.

📊 Smart Savings
Set up automatic daily, weekly, or monthly savings. Create target savings goals and
track your progress. Lock funds for higher interest over 30–365 days.

👥 Group Savings (Adashi & Gudunmawa)
Join or create traditional community savings groups. Manage contributions, track
payouts, and stay on schedule with your group.

📱 Bill Payments
Recharge airtime and data for MTN, Airtel, Glo, and 9Mobile. Pay for DSTV, GOtv,
electricity, and internet subscriptions in seconds.

🏦 Direct Debit
Authorize bank mandates for seamless automatic savings deductions from your bank
account.

💳 Loans
Eligible users can apply for small loans with flexible repayment terms.

🔒 Security
Bank-level encryption, PIN protection, and biometric authentication keep your money
safe.

Amini is designed for communities across Nigeria — simple, secure, and built around how you already save and spend.