Kipo - Split finances wisely

Kipo helps you manage personal and shared finances without losing context.

Track your own expenses and income, manage shared money with other people, scan receipts with OCR, follow balances, explore charts, and ask AI-powered finance questions in one place.

Use Kipo to:
- ask AI questions about your financial data and get guided answers inside the app;
- track personal expenses and income without needing to create a group;
- manage shared expenses with friends, family, roommates, and trips;
- record recurring entries, including ongoing repeats and installment-style flows;
- scan receipts from photos or files, keep attachments, and preserve the history behind each entry;
- follow balances, settlements, and monthly progress inside each group;
- explore charts for trends across expenses, income, categories, people, recurring activity, and cash flow;
- get smarter category suggestions that improve as you review and correct entries.

Kipo is built for real day-to-day finance organization, whether you manage money alone or with other people.

For personal finance, Kipo helps you record day-to-day spending, organize income, keep receipts attached, and review your history with more context.

For shared finance, Kipo helps you split expenses, track who paid, follow balances between members, manage settlements, and understand what is happening inside each group over time.

Instead of spreading financial context across chats, notes, screenshots, and files, Kipo keeps the important details together:
- what the entry was for;
- who paid;
- attached receipts or documents;
- recurring activity over time;
- balances and settlement progress;
- category, timeline, and chart context.

Kipo combines personal finance, shared finance, OCR receipt capture, recurring entries, smart categorization, charts, balances, and AI-assisted exploration in one app.