Kipo - Finanzas Personales

Kipo is the personal finance app that helps you understand where your money goes—and make smarter decisions with it.

Designed for people who want uncomplicated financial clarity, Kipo combines intuitive manual tracking with conversational AI so you always know how much you have, how much you spend, and how much you can save.

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💳 ACCOUNTS AND TRANSACTIONS

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Register all your accounts in one place: cash on hand, bank accounts, credit cards, and savings funds. Every transaction is organized with personalized categories so you never lose track of your finances.

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🤖 KIPO AI — YOUR FINANCIAL ASSISTANT
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Talk or text with Kipo AI and get instant answers about your financial situation. Ask it how much you spent this fortnight, which category eats up the most of your budget, or

ask it to analyze your spending habits. Kipo AI understands the context of your accounts and responds with real data, not generic estimates. Compatible with voice input

so you can record transactions without touching the screen.


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🔔 SMART BANK NOTIFICATIONS

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Kipo automatically detects your bank's notification messages and links them to your accounts. Every time your bank notifies you of a charge, deposit, or withdrawal, Kipo captures it and shows you your updated balance in real time. Less manual work, more control.


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📅 MONEY-BASED OR PAY PERIOD CONTROL
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Organize your finances according to your pay schedule: weekly, bi-weekly, monthly, or on a flexible schedule. Kipo groups your income and expenses by pay period so you can see exactly how much you have left before your next paycheck.

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🎯 SAVINGS GOALS

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Define savings goals with a name, category, and target amount. Record every contribution and track your progress with visual indicators. Whether you're saving for a trip, an emergency fund, or a gadget, Kipo keeps you focused.


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💸 DEBTS AND ACCOUNTS RECEIVABLE
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Do you owe someone? Do people owe you money? Keep a clear record of your outstanding debts and accounts receivable, including payment history and due dates. Kipo gives you complete visibility of your

actual balance, including what you haven't yet paid or received.


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📊 SUMMARY AND GRAPHS

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Visualize your finances with income vs. expense graphs by period and year-to-date (YTD) summaries. Compare bi-weekly periods, identify high-spending months, and make decisions based on real data.

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🔒 YOUR DATA, YOUR CONTROL
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Kipo does not sell your information. You can request the complete deletion of your account and data at any time from the Settings section. Your privacy is a priority, not an option.


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Kipo is for you if:

• You want to know exactly where your money goes every two weeks

• You use multiple accounts and need to see them all in one place

• You'd like an assistant to explain your finances in simple language

• You're building savings habits and need real-time tracking

Download Kipo today and start taking control of your money.