LoanPilot: Loans & Investing

Most people borrow money without ever seeing where it really goes. LoanPilot turns your loan into a lesson: see what you owe, where every dirham goes, and how to put borrowed money to work so it earns more than it costs.

LoanPilot is your private, on-device money coach. Track progress on your loan, learn how to invest, understand your spend, and build passive income — all without sharing your name, email, or bank login.

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MANAGE YOUR LOAN LIKE A PRO
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• Enter your full loan: principal, interest rate, tenor, processing fees and insurance.
• Fees are capitalized into the financed amount — so you see how interest compounds on them, the way the bank does.
• Track multiple loans at once: a personal loan, a car loan, a mortgage — each with its own progress, or combined on one dashboard.
• Log every payment and watch your balance fall.

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LEARN ABOUT COMPOUND INTEREST
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Compounding works against you on debt and for you on investments. LoanPilot shows both sides with your own numbers, plus a built-in Learn library that explains compound interest, the spread gap, and how to start investing in plain language.

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UNDERSTAND YOUR SPEND
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The salary split is the heart of LoanPilot: every month, see exactly how much of your salary the loan and liabilities ate, how much your investment returns covered, and what's actually left. Understand your spend at a glance and stop money leaking away.

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LEARN HOW TO INVEST & BUILD PASSIVE INCOME
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• Allocate borrowed and saved money into investments and track returns month by month.
• See the "loan put to work" chart: how much of each loan went into income-generating assets (green) versus repaid from salary (red).
• See the spread — your average investment return minus your loan rate — so you know whether your money is earning more than it costs.
• Track rental property, vehicles and businesses with appreciation or depreciation, and log dividends and rent as passive income.

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TRACK YOUR PROGRESS
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Clear dashboard, monthly cost-vs-returns charts, repayment progress bars and a recent-months table — track your progress toward being debt-free and financially independent.

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PRIVATE BY DESIGN
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Your data lives on your device. No account, no email, no bank connection, no ads, no tracking. You type the numbers; they stay yours.

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LOANPILOT PRO
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Upgrade for power features, with a 7-day free trial:
• Unlimited loans (free covers one).
• Overpayment & payoff simulator — see how extra payments cut years and interest.
• Anonymous, end-to-end encrypted cloud sync — restore your data on a new device with a private Sync Code. We never see your numbers.
• Full education library.

Works with world currencies and multiple languages (English, Arabic, Hindi, Urdu, Spanish, French, Indonesian, Filipino).

Take control of your loan, learn how to invest, and build passive income — one honest number at a time.