Loan Planner

Loan Planner helps you understand, plan, and pay off your loans faster —
all on your device, with no accounts or cloud required.

Whether you're taking a new home loan or already repaying one, Loan Planner
gives you the numbers you need to make smarter decisions.

──────────────────────────
PLAN NEW LOANS
──────────────────────────
• Enter loan amount, interest rate, and tenure to instantly calculate your EMI
• View a full month-by-month repayment schedule
• See exactly how much goes to principal vs interest each month
• Export the entire schedule to Excel (.xlsx) to save or share

──────────────────────────
ANALYSE EXISTING LOANS
──────────────────────────
• Enter your current balance, rate, and EMI to see your remaining tenure
• Find out how much interest you'll pay if you continue as-is
• Record EMI or interest rate changes and watch all schedules update instantly

──────────────────────────
PAY OFF FASTER
──────────────────────────
• See how much you save by paying 1 extra EMI per year
• Enter any extra amount — monthly, quarterly, half-yearly, or annually
• Set a target closure date and instantly see the extra payment needed
• Compare all frequency options side by side

──────────────────────────
TRACK YOUR EXTRA PAYMENTS
──────────────────────────
• Enable tracking to get a checklist of every planned extra payment
• Mark each payment as done — missed ones automatically recalculate your schedule
• See your current balance, projected payoff date, and total missed amount at a glance
• Set reminders so you never forget an extra payment

──────────────────────────
MANAGE MULTIPLE LOANS
──────────────────────────
• Save as many loans as you need — home, car, personal, education
• Each loan stores its full history, tracked plan, and parameter changes
• Backup and restore all your loans at any time

──────────────────────────
PRIVACY FIRST
──────────────────────────
• Everything is stored locally on your device
• No account, no login, no internet required
• Your financial data never leaves your phone

──────────────────────────
CUSTOMISE YOUR EXPERIENCE
──────────────────────────
• Choose from ₹ $ € £ ¥ currencys
• 10 accent colour themes
• Light, dark, or system theme

──────────────────────────
FREE TO USE
──────────────────────────
• Free with banner ads
• One-time purchase to remove all ads forever
• No subscription, no recurring charges