Rooted: Budget & Money Coach

Take control of your money, starting today.

Rooted is the free, simple budgeting app built for teens and young adults who want to understand where their money goes, build smart financial habits, and feel confident about their future. No bank account required, no subscription, no sign-up.

How it works:

1. Enter your income: weekly, every two weeks, or monthly
2. Add your expenses by category
3. See instantly whether you're on track, tight, or overspending, and get a personalized game plan built around your actual numbers

What makes Rooted different:

FREE, ALWAYS. No hidden fees, no premium tier, no ads.

PRIVATE BY DESIGN. No bank linking, no account. Your financial data stays on your device. We never see it.

ADVICE YOU CAN TRUST. Rooted analyzes your income, expenses, and goals and gives you a specific action plan. Every recommendation is grounded in guidelines from the CFPB and the FDIC Money Smart for Young Adults program. No made up statistics.

BEAT DEBT FASTER. Credit cards, student loans, car loans. See your real payoff date, what the interest costs you, and which debt to attack first.

ASK ROOTED. A private money coach in your pocket. Ask any question about saving, credit, or debt and get a straight answer in plain language.

LEARN IN TWO MINUTES. Short money lessons with quick quizzes, built on the same standards schools use, plus a credit score simulator that shows what really moves a score.

FIND A HOME FOR YOUR MONEY. Explore banks and credit unions near you using the official FDIC and NCUA directories in the United States, or search by city anywhere in the world. Educational only, and your ZIP or city is never stored.

SET REAL GOALS. Emergency fund, car, trip, home deposit. See exactly how long each takes at weekly, biweekly, or monthly saving rates.

BUILD THE HABIT. Weekly check-in streaks, badges, savings challenges, and a month by month view of your progress.

YOUR CURRENCY. Pick your currency and every number in the app uses it.

IN ENGLISH AND SPANISH. Fully translated, not machine translated.

Built on trusted financial education: Rooted's guidance follows the Consumer Financial Protection Bureau (CFPB) Financial Well-Being Framework, the FDIC Money Smart for Young Adults curriculum, and the JumpStart Coalition National Standards, the same frameworks used in schools and financial counseling programs across the United States.

Who Rooted is for: teens with their first job, college students managing expenses for the first time, young adults building their financial foundation, and anyone who wants a clear picture of their money without the complexity.

Your money. Your future. Your plan.