Nett Income & Expense Tracker

Take control of your money - without giving up your privacy.

Nett is a personal finance app for tracking income, expenses, budgets, and goals - stored privately on your device. No account. No login. No bank linking. No ads. Just a clean, fast expense tracker built for real life.

WHY PEOPLE CHOOSE NETT

✓ No login required - open and start tracking instantly
✓ Data stays on your device - never uploaded to any server
✓ No ads, ever - even on the free plan
✓ Track income and expenses across multiple spaces (personal, work, travel)
✓ Set category budgets and see exactly where your money goes
✓ Set savings goals and track progress with every deposit
✓ Beautiful reports - spending trends, category breakdowns, monthly summaries
✓ Export and backup to Google Drive anytime
✓ Works fully offline

PRIVACY-FIRST PERSONAL FINANCE

Most money apps ask for your bank credentials or require an account. Nett doesn't. Your financial data lives on your phone, encrypted, and never leaves it. We never see it. Neither does anyone else.

BUILT FOR INDIVIDUALS, SOLO BUSINESS OWNERS, FREELANCERS & TRAVELLERS

Whether you're managing household expenses, tracking freelance income, or budgeting across currencies while traveling, Nett Income & Expense tracker fits how you actually live.

• Multi-space budgeting: separate budgets for different areas of life
• Recurring transactions: set once, tracked automatically
• Flexible categories: customise to match your spending
• Multiple currencies supported

GOALS & BUDGETS - SAVE WITH INTENTION

Create a savings goal (emergency fund, vacation, debt payoff) and track every deposit. Nett Income & Expense tracker shows your monthly savings, overall progress, and a smart contribution suggestion so you always know what it takes to get there.

NETT PREMIUM - UNLOCK EVERYTHING

Nett Income & Expense tracker is free to start. Upgrade to Premium for:
• Unlimited transactions, spaces, and goals
• Import data from CSV or cloud backup
• Export data to cloud or download as an Excel
• Full reports history

Pricing:
• Yearly: $19.99
• Lifetime: $49.99 - pay once, own forever

WHAT NETT WILL NEVER DO

✗ Link to your bank account
✗ Show you ads
✗ Sell or share your data
✗ Require an account to use
✗ Upload your financial data anywhere

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Open the app. Start tracking. No setup. No signup. 30 seconds to your first entry.