Kutumb360: Family Finance

Kutumb360 brings the age-old tradition of community savings and mutual aid into
a secure, elegant mobile app built exclusively for families and close-knit groups.

Pool your savings, request interest-free mutual loans, and manage your family
ledger with total transparency — everyone stays on the same page.

KEY FEATURES
• Joint Family Savings — Members make recurring monthly deposits, building a
shared financial safety net. Automatic late-fee handling keeps things fair.
• Mutual Loan Requests — Need urgent funds? Apply from the pooled savings.
Admins review and approve requests with clear terms and EMI tracking.
• Real-Time Ledger — Live cash balance, total savings, active loans and interest
earned, with interactive charts and a detailed activity history.
• Family Members & Roles — Add members, set individual saving goals and late-fee
limits, and assign admin or member roles.
• Total Transparency — Every contribution, repayment and fee is recorded so the
whole family can see exactly where the fund stands.

SAFE BY DESIGN
All financial data is entered and calculated as an in-app ledger. Kutumb360 does
NOT connect to bank accounts or process real money transfers — there is no
transactional risk. Your family's records are protected with secure cloud
authentication and are accessible only to authorised family members.

Save together. Grow together. Support together — with Kutumb360.