P2PL App

This application provides a digital platform that facilitates peer-to-peer (P2P) lending by connecting verified borrowers and lenders. The platform enables users to register, complete identity verification, and access role-based dashboards to manage their activities.
Company Name: IMFAST Finfotech Private Limited
RBI NBFC-P2P Registration Number: N-02.00372

The application does not directly provide loans. Loans are facilitated between registered users on the platform, subject to applicable policies and regulatory requirements. All activities are carried out through a secure and transparent process.

Key Features
User registration and secure authentication
Role-based access for borrowers and lenders
Loan request and participation workflows
Dashboard to view account and activity details
Secure data handling and privacy controls

Data & Security
User data is collected and processed only for operational, regulatory, and compliance purposes. All data is handled securely in accordance with applicable laws and our Privacy Policy.

Important Information
This app is a platform for facilitating peer-to-peer lending
It does not guarantee loan approval
No financial advice is provided through the app

Important Loan Disclosures
This is an RBI-regulated NBFC-P2P platform facilitating peer-to-peer lending. We do not directly provide loans.

- Loan amount from Rs. 1,000 to Rs. 3,00,000
- Minimum repayment period: 2 months
- Maximum repayment period: 36 months
- Maximum Annual Percentage Rate (APR): 36% (includes interest rate plus all fees; actual rate depends on borrower profile and lender offers)

Representative Example:
For a loan of Rs. 10,000 at 24% APR for 12 months:
- Principal: Rs. 10,000
- Interest and fees: Rs. 1,320 (approximate)
- Total cost: Rs. 11,320
- Monthly installment: Rs. 943

All loans are subject to lender approval, borrower credit assessment, and platform terms. No guaranteed approval.

For more details, please refer to our Privacy Policy and Terms of Use available on our official website.