대학등록금 가이드 - 장학금·학자금대출

※ This is an unofficial information guide. It is not affiliated with public institutions such as the Korea Student Aid Foundation (https://www.kosaf.go.kr) or the Ministry of Education’s University Information Disclosure System (https://www.academyinfo.go.kr). Please proceed with applications and payments through official channels.

Have you ever felt overwhelmed by the question of how much university tuition will cost over four years?

As of 2026, four-year tuition at private universities costs approximately 32 million won for humanities, 38.9 million won for engineering, and up to 49.6 million won for medicine. While national and public universities are about half that level, they still require between 14 million and 34 million won. 'University Tuition Guide' is an unofficial information guide app that compiles market rates by academic field, support amounts for the 9 national scholarship brackets, student loans, education expense tax credits, and tips for payment and saving money all in one place.

[Tuition Summary]

Private universities cost about twice as much as national and public universities. Even among private universities, there are significant differences by academic field: Humanities and Social Sciences (7.65 million), Engineering (9.3 million), and Medicine (11.85 million). With an annual increase of approximately 3%, the cumulative difference over four years widens to more than 1 to 2 million won. [Average Annual Tuition by Field of Study in 2026]

• Private Universities Humanities & Social Sciences — Approx. 7.65 million KRW (Approx. 3.83 million KRW per semester)

• Private Universities Natural Sciences — Approx. 8.7 million KRW

• Private Universities Engineering — Approx. 9.3 million KRW

• Private Universities Medicine — Approx. 11.85 million KRW (Approx. 5.93 million KRW per semester)

• National & Public Universities Humanities Approx. 3.4 million KRW / Engineering Approx. 4.55 million KRW / Medicine Approx. 8.1 million KRW

• Korea Open University Approx. 300,000–400,000 KRW per semester (National Cyber)

• Private Cyber ​​Universities Approx. 1.4 million–1.55 million KRW per semester

[National Scholarship Support Amounts for 9 Segments]

• Segments 1–3 (Basic to Near-Basic) — Up to 3.5 million KRW per semester

• Segments 4–6 — Up to 2.5 million KRW per semester

• Segment 7 — Up to 1.2 million KRW per semester

• Segment 8 — Up to 675,000 KRW per semester

• Segment 9 — Up to 500,000 KRW per semester (Segment 10 and above not supported)

※ Completion of 12 credits in the previous semester + GPA of B (80 points) or higher. New and transfer students are exempt for the first semester. Separate application required for each semester.

** [Student Loans and Tax Benefits]

• Korea Student Aid Foundation Interest Rate: 1.7% per annum (Frozen after 2024)

• ICL (Income Contingent Loan): 0% interest while enrolled, automatic repayment if annual income exceeds approximately 30.37 million KRW after graduation

• General Repayment: Interest accrues even while enrolled, total 20-year grace period + repayment possible

• Education Expense Tax Credit: 15% deduction with an annual limit of 9 million KRW per student and child (Maximum refund of 1.35 million KRW)

[What This App Helps You With]

✓ National Scholarship Self-Diagnosis - Guidance on eligibility and estimated loan ranges

✓ University Tuition Calculator Integration - Simulation of 4-year burden after applying major, school, and scholarships

✓ 11-Step Semester Preparation Checklist - From application and payment to certificate issuance

✓ 4 Cases D-Day for 1st & 2nd Semester National Scholarship Application Deadlines

✓ 2026 Tuition Based on Disclosures by Korea Student Aid Foundation and Ministry of Education Average

✓ Guide to Payment Methods, Including Interest-Free Card Installments and Split Payments

✓ Summary of On-campus Scholarships (Grade, Financial Hardship, Freshmen) / Off-campus Scholarships (Corporate, Local Government, Work-Study)

✓ Cost Comparison: Private vs. National/Public vs. Cyber ​​Universities

✓ Graduate School & Professional Graduate School Tuition + Information on STEM RA & BK21 Personnel Costs

✓ 20 Frequently Asked Questions (FAQ) + 50 Tuition Tips + 50 Quiz Questions

[Recommended for]

• Those who want to calculate the burden of tuition fees in advance before entering or advancing to university

• Those curious about eligibility for National Scholarships and estimated support amounts

• Those who need to compare whether ICL or general repayment is more advantageous for student loans

• Parents who want to increase their year-end tax refund through the education expense tax credit

• Undergraduate students considering entering graduate school or professional graduate school

• Those considering obtaining a degree through cyber universities or distance learning universities

• Those who keep missing scholarship application deadlines every semester

[Topics Covered]

University Tuition Fees in 2026 We have organized all the information necessary for managing university tuition in one place, including averages, comparisons between national/public, private, cyber, and open universities, National Scholarship brackets 1–9, Korea Scholarship Foundation student loan ICL and general repayment, education expense tax credits, on-campus and off-campus scholarships, work-study scholarships, interest-free card installments, tuition installment payments, leave of absence and early graduation, graduate and professional graduate school tuition, BK21 and RA personnel costs, and more.

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[Disclaimer]

※ This app is not the official app representing the Korea Scholarship Foundation, the Ministry of Education, or any government agency.

※ This app provides information regarding university tuition and does not replace the Korea Scholarship Foundation's official application or review procedures. Please check the Korea Scholarship Foundation website for accurate support funds and eligibility. ※ Average tuition fees, National Scholarship bracket amounts, student loan interest rates, tax deduction limits, etc., are subject to change due to revisions in relevant laws, budgets, and policies.

※ Source: Korea Scholarship Foundation (https://www.kosaf.go.kr), Ministry of Education University Information Disclosure (https://www.academyinfo.go.kr)