Build - Mobile Banking

Build - Rewards-First Mobile Banking Platform

Build is a rewards-first mobile banking platform designed to help you earn cash, grow your savings, keep your money safe, and benefit from no monthly fees. Enjoy free ATMs and peer-to-peer money transfers.

Banking Services

Build is a financial technology company, not a bank. Banking services are provided by Bangor Savings Bank, Member FDIC. The Build Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

Bigger Rewards

Build works directly with each company featured in the cashback carousel to offer 5-25x the cash back compared to other banks and financial apps.
Build also provides cash incentives when you spend via your Build debit card. Spend $20 and spin the rewards wheel. Boom. Get paid (via direct deposit) - spin the wheel. Make a qualifying deposit - spin the wheel. Build is fun to use and puts money in your pocket.

Monthly Fees

Build has no monthly maintenance fees, minimum balance fees, or foreign transaction fees. You can also access 55k+ fee-free ATMs at hundreds of major retailers.
Send money instantly to your friends, family, or colleagues – with no transfer fees.

Privacy, Security, Convenience

Build is free to use and it takes less than five minutes to register for a new account.
In addition to software, administrative, and physical barriers, you may notice that our app asks for 2FA (two-factor authentication) more often than other banking or financial apps. Your data is yours. We want it to stay that way. Build does not sell your data to third parties.

Use of SMS and Contacts

• SMS for Push Notifications: Build uses SMS to send you important push notifications, ensuring you are always up-to-date with your account activity and rewards.
• Accessing Contacts for Referral Program: Build accesses your contacts to facilitate our referral rewards program, allowing you to easily refer friends and family to Build and earn rewards.

Customer Service

Build offers live customer service, ensuring you get the assistance you need from one of our helpful team members.
Rewards cash is deposited in your Build account. We offer a free debit card and similar cash transfer features to any other bank or financial technology platform.

Join Build today and start earning rewards while managing your money efficiently and securely.