FlexiCash-Revolving credit

Experiencing temporary cash flow problems? FlexiCash offers an efficient and convenient instant credit line solution.

Applying for a FlexiCash instant credit line is simple—all you need is your ID and mobile number. No paperwork required!
Unlike traditional personal loans, you don’t pay for what you don’t use. Once your credit line is approved, keeping it active is 100% free. No interest, no maintenance fees, and no strings attached until you make a withdrawal. Think of it as a standby emergency fund up to ₹50,000. You are in total control—borrow as needed, pay only for what you use, and keep your financial management stress-free.

1.FlexiCash's core advantages:
Product Positioning: Focusing on personal consumption and micro-enterprise emergency scenarios, providing short-term online funding support.
User Experience: Extremely simple process, streamlined steps, intuitive and easy-to-understand interface, low learning curve.
Credit Service: Intelligent algorithm matching, customizing exclusive credit plans based on individual credit and needs.
Security Guarantee: Multi-factor authentication + advanced data encryption, protecting account and information security throughout the process.
Credit Limit Mechanism: No forced borrowing after credit is granted; no fees are charged for idle credit, serving as an emergency reserve fund.
Billing Rules: Interest is calculated based on the actual withdrawal amount and the number of days used; pay only as needed.
Flexible Funds: Withdraw funds anytime, anywhere; independent control over borrowing behavior; ample room for financial planning; avoid ineffective debt.

Your All-In-One Personal Cash App & Instant Credit Line
Whether you need an instant personal loan for a medical emergency, a quick cash loan for home renovation, or a small loan to cover end-of-month expenses, FlexiCash is here to help. It functions as an online salary advance app and a flexible credit line that offers instant cash online anytime, anywhere. Stop searching for other cash apps—access your fast cash 100% digitally. From urgent bills to lifestyle shopping, our revolving credit app provides a seamless cash limit for salaried and self-employed individuals across India, making quick fund access stress-free and secure.

2.Application details:
Withdrawal period: Flexible withdrawal period, users can choose freely, with a maximum of 365 days and a minimum of 60 days.
Withdrawal Amount: Minimum 1,000 INR, maximum 50,000 INR.
Daily Interest: 0.05%/day, equivalent to a maximum of 18.25%/year.
Withdrawal Fee: 3% of the withdrawal amount is charged for each withdrawal due to payment needs.
If the withdrawn amount is not settled by the due date, for example, if the user originally planned to withdraw the amount for 30 days but needs to extend it to 45 days, the extra days will still be charged an extension fee of 0.05%/day.
Example of withdrawal calculation:
If you withdraw 10,000 INR over 120 days at an annual interest rate of 18.25%:
Daily interest rate: 18.25%/365 = 0.05%.
Daily interest payable: 10,000 * 0.05% = 5 INR.
Monthly interest payment: 10,000 * 0.05% * 30 = 150 INR.
Monthly payment: 10,000 * 0.05% * 30 + 10,000/120 * 30 = 2,650 INR.
Total interest: 10,000 * 0.05% * 120 = 600 INR.
Total payment: 10,000 + 600 = 10,600 INR.
Withdrawal fee: 10,000 INR * 3% = 300 INR.
User's received amount: 10,000 INR - 10,000 INR * 3% = 9700 INR
The user will receive a cash advance of 9700 INR, to be repaid in 120 days, with 10,600 INR due.
If the user repays the amount early, the bill will be calculated based on the actual number of days the cash advance was made

3.Contact information:
Our email:news@nexitencetech.com
Our working hours: Monday to Sunday, 08:00-18:00
Our address:No.9/40,Thandhai,E.V.R RdThottiyam,Balasamudram, Musiri, Tamil Nadu, India - 621203