CashOnTap : Instant Cash

CashOnTap: Instant Cash is a digital revolving credit line built for retailers and small businesses in India. Withdraw funds instantly to bank or UPI/QR, repay the month’s outstanding by the 5th via NACH, and have your limit reinstated immediately. The monthly credit line starts at ₹5,000 with a convenience fee from 1.5% per withdrawal (one-time setup fee ₹300). For larger needs, extend to a digital business loan up to ₹2,00,000 with EMIs and market-based interest rates.

Designed for speed and security, CashOnTap supports instant bank transfers, mobile number payments, UPI and QR transfers, and real-time updates without linking your bank account. Eligibility is simple (age 18–65, minimum monthly income ₹25,000). CashOnTap is powered by Capital Trust Limited (RBI-registered NBFC) and provides transparent fees, auto-debit repayment, and 24/7 loan details in the app — helping retailers manage cash flow and grow with on-demand credit.