FinSimple

FinSimple is about financial simplicity without unnecessary stress.
The application will help you calculate the real cost of loans, plan a budget and assess your creditworthiness in 2 minutes.

Main features:

KSK Calculator
Calculate the full cost of the loan, including all fees and insurance. The detailed payment schedule will show the overpayment even before signing the contract.

Payment planning
Do not miss taxes, VAT or other important payments. Add events, mark them as paid, and keep track of deadlines — all upcoming payments are on one screen.

Budget management
Income, expenses, categories, and planning — you always know where the money is going. Monitor finances in real time.

Assessment of creditworthiness
Analyze your financial discipline, the availability of a reserve fund, and income stability. The app will calculate the final score, the risk level, and tell you:

the available loan amount

recommended duration (for example, 6 months)

strengths (regular income, no other loans)

Financial goals
Save up for your dream: set goals, track your progress, and receive personalized recommendations.

Security and settings
The dark theme, PIN, and personal data management are all under your control.

Economic News
Keep up to date with key events: oil prices, macroeconomics, analytics — built-in news feed.

The minimum Annual Percentage Rate (APR) is 0% per year
The maximum Annual Percentage Rate (APR) is 35% per year
Minimum loan term (minimum period for repayment): 91 days;
Maximum loan term (maximum period for repayment): 4380 days.
Example of loan calculation (representative example of the total cost of the loan):
Amount: 25,000 ;
Duration: 3 months ;
Interest rate: 12%;
Interest amount (sample interest calculation): 501.65 ;
Total amount to be refunded: 25,501.65;
Monthly payment amount (sample monthly payment): 8,500.55