Habit Money: Expense Tracker

Track your expenses, manage monthly budgets, and reach your savings goals with total privacy. Habit Money is an offline-first expense tracker and personal finance manager designed to give you absolute control and clarity over your money—without complex bank syncs or security risks.

Our core belief is that financial health starts with small, daily habits of tracking and awareness. By logging your transactions manually and instantly at the point of sale, you build a conscious, healthy relationship with your money.

Why choose Habit Money?

🔒 100% Offline & Private: All your financial data is stored safely on-device in a local SQLite database. We do not require cloud accounts, we never ask for bank credentials, and we don't sell your data. Your money tracker is entirely yours.

⚡ Lightning Fast: Built to open instantly, allowing you to log a transaction in less than 3 seconds.

📊 Simple, Actionable Insights: Easy-to-understand charts showing your net cash flow, monthly income, expenses, and historical trends without complex financial jargon.

Key Features:

• Expense & Income Ledger: Easily log daily transactions, assign categories, and add notes.
• Multi-Account Management: Manage balances across multiple accounts (Cash, Bank, Savings, Cards) with double-entry transfers that update automatically.
• Budget Planner: Set monthly spending limits for specific categories (Food, Rent, Transport, Shopping) and receive visual warnings before you overspend.
• Savings Goals: Set specific savings targets with deadlines, make direct contributions, and track your progress in real time.
• Local Encrypted Backups: Export and import your data in JSON format easily to keep full control over your information.

No ads, no forced cloud registration, and no privacy compromises.

Take control of your personal finance and start saving money today. Download Habit Money and build healthy financial habits that last!