Finance UY

Take complete control of your money, 100% privately and offline! Finanzas UY is the ultimate tool designed specifically for Uruguayans looking to manage their everyday finances in an agile, modern, and uncomplicated way.

Why choose Finanzas UY?

🔒 TOTAL PRIVACY AND OFFLINE-FIRST
Your financial data belongs exclusively to you. Finanzas UY requires no registration, emails, or logins. The application works entirely locally; all your information is securely stored only on your device. Your accounts, expenses, and income will never be uploaded to any external server.

🇺🇾 URUGUAY SALARY CALCULATOR (BPS, FONASA, IRPF)
Calculate your net salary accurately, whether you are a salaried or hourly worker:
- Automatic deductions: BPS pension contributions (15%), FONASA, and Labor Reconversion Fund (FRL).

- Income Tax Calculation: Detailed breakdown by tax brackets, including deductions for dependent children and spouse.

- Accrued Social Benefits: Easily calculate your Christmas bonus and vacation days + vacation pay based on your saved history.

- Support for meal vouchers, regular/double overtime, attendance bonuses, and advances.

📊 WALLET AND TRANSACTION MANAGEMENT
- Record your expenses and income, categorizing them (Food, Transportation, Bills, Leisure, etc.) with fun emojis.

- Create and manage multiple wallets (Cash, Bank Accounts, Cards, Cryptocurrencies) in Uruguayan pesos (UYU), US dollars (USD), euros (EUR), Brazilian reais (BRL), and Argentine pesos (ARS).

- Integrated currency conversion to keep your total balance instantly updated.

📈 PLANNING: LOANS, GOALS, AND RECURRING EXPENSES
- Control your savings goals by setting target amounts and visually track your progress.

- Manage your loans and installment purchases to know exactly how many installments you have left to pay.

- Set up monthly recurring expenses so the app can alert you intelligently.

🔔 SMART REMINDERS
Receive a silent morning notification directly on your phone on the due dates for your installments, loans, or recurring services, with a personalized greeting so you never forget an important payment.

📱 PREMIUM AND MODERN DESIGN
Enjoy a clean and elegant interface adapted for dark mode, with interactive monthly charts of your financial performance.

Download Finanzas UY today and start planning your financial future with complete privacy and peace of mind.