Cero - Calculadora Financiera

⚠️ NOTICE: This app is an independent project and is NOT affiliated with or represented by any government entity. Cero does not offer or facilitate government services. The results are estimates for informational purposes only and do not constitute legal, tax, or financial advice.

Cero is a financial calculator designed for Latin America. It offers more than 45 tools to calculate net pay, simulate loans, consult real-time economic indicators, and much more—all in a single app and without registration.

CALCULATOR
Complete calculator with scientific functions and up-to-date economic values.

SALARIES
Calculate net pay, severance pay, overtime, bonuses, pension contributions, compare pension fund administrators (AFPs), teacher salaries, and more.

ECONOMIC INDICATORS
Exchange rate, UF (Unidad de Fomento), UTM (Unidad Tributaria Mensual), CPI (Consumer Price Index), historical charts, macroeconomic dashboard, and personalized alerts.

LOANS AND DEBTS
Loan simulator with amortization schedule, comparison tool, prepayment options, refinancing, debt optimization, and late payment interest calculation.

TAXES
VAT, withholding taxes, income tax brackets, and tax tools.

HOUSING
Housing subsidy simulator, dividend calculator, and tools to evaluate financing options.

BUSINESS AND INVESTMENT
Compound interest, time deposits, savings goals, ROI, margin, and break-even point.

CURRENCIES
More than 35 currencies with historical data and price alerts.

WIDGETS
Economic indicators, currency pairs, financial summaries, and exchange rates on your home screen.

CUSTOMIZATION
Light, Dark, and AMOLED themes. Responsive design for phones and tablets.
CERO PRO (one-time purchase)

No ads, save simulations, share results, and advanced widgets. ─────────────────────────────────
DATA SOURCES (Sources of Information)
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Cero obtains economic data from the following public APIs. Calculations of salaries, taxes, credits, and simulations are based on generally applicable mathematical formulas.


mindicador.cl — Chilean economic indicators (UF, UTM, CPI, dollar, euro, exchange rates):
https://mindicador.cl
dolarapi.com — Latin American currency quotes:
https://dolarapi.com

Contact: soporte@ceroapp.cl