EazyCredit

EazyCredit puts smarter banking at your fingertips — fast, secure, and always available.
Manage your money anytime, anywhere with the EazyCredit App. From sending funds to paying bills, everything you need is built into one seamless platform.
What you can do with EazyCredit:
Apply for loans — quick access to personal credit when you need it
Transfer money — send to any Nigerian bank instantly
Send to contacts — transfer using just a mobile number
Buy airtime & data — top up in seconds
Pay bills — electricity, cable TV, and more
Stay secure — biometric login, PIN & password management
Stay in control — update limits and receive instant notifications
At EazyCredit, we’re committed to giving you a fast, safe, and stress-free digital banking experience. Download the EazyCredit App today and enjoy the freedom of smarter banking wherever you go.

Loan Products
Tenure: We will require repayment from 91 days to 365 days.
Loan Amount: From NGN 3,000 to NGN 5,000,000.
Interest Rate: From 5% up to 8% monthly, depending on the loan tenure and customer eligibility.
Our interest rate is calculated daily. Annual Percentage Rate (APR) ranges from 60% to 96%.

An example of an EazyCredit loan
For example, for a 91-day loan repayment term, the interest rate is 6% per month. For a loan processed with a principal amount of NGN 3,000, the total interest would be NGN 540, and the total amount due would be NGN 3,540.
The total amount due in the first month would be NGN 1,180, the interest would be NGN 180. The total amount due in the second month would be NGN 1,180, the interest would be NGN 180. The total amount due in the third month would be NGN 1,180, the interest would be NGN 180.
The above example is for illustration purposes only. The actual loan amount, applicable interest rate, repayment schedule, and total amount payable will be displayed before loan acceptance.