DirectPay

DirectPay is a secure mobile payment solution designed to simplify low-value transactions between customers and merchants in Sri Lanka. Operating through the LankaPay CEFTS/JustPay network, it enables users to pay by scanning merchant QR codes that mask real account information, facilitating fast and direct account-to-account fund transfers without reliance on third-party verification agencies or expensive equipment.

Built to comply with Baseline Security Standards (BSS) for financial mobile apps, DirectPay uses robust security measures including device IMEI binding and password protection to ensure safe transactions. It offers significant benefits such as lower transaction costs, reduced processing times, and enhanced convenience by eliminating the need for physical wallets. The application also supports seamless integration with bank SMS confirmations to notify both merchants and customers upon successful payments, making it a reliable and user-friendly payment tool.