Debtio - Debt Tracker

Debtio is your control center for knowing who owes you, what you owe, and when it’s time to pay—no spreadsheets or lost messages required.

Why Debtio?
Personal debts often get messy: partial payments, forgetfulness, and "I'll transfer you later." Debtio brings visual and numerical order: balances by contact, monthly commitments, upcoming payments, and recent activity, so you can make decisions with the right information at hand.

What you can do
• Clear balances with family, friends, roommates, or projects.
• Folders to group contexts (home, travel, business, etc.).
• Commitments and reminders so you never miss important dates.
• Cloud sync with your account to keep your data when you switch phones (Pro feature).
• Exchange rates to work with different currencies whenever you need to.
• Export and share PDF summaries when you want to keep a record or close a deal.
• Split bills and track the logic of who pays what without struggling with rounding.
• Security: protect access with PIN and Face ID / Touch ID to keep your numbers private.

Debtio Pro
An optional subscription that unlocks perks designed for daily users: unlimited movements, recurring payments with notifications, cloud sync, up to 5 photos per movement, manual dark mode, and early access to Pro features. Exact plan availability and pricing are shown in-app based on your region.

Privacy and Data
Your financial information deserves care: review the Terms and Privacy Policy within the app. If you need help, write to us at the contact email found in Settings.

Note on Subscriptions
Debtio Pro subscriptions automatically renew based on the chosen period unless canceled at least 24 hours before the end of the current period. Management and cancellation are handled through your Apple account settings.