WhatsDebt

Never forget who owes who again! WhatsDebt is a simple and intuitive app for tracking all your personal debts and loans. Manage finances with friends, track payments with colleagues, and keep everything under control in one secure place.
✅ SIMPLE & CLEAR DEBT MANAGEMENT
Forget messy notes or unreliable memory. With WhatsDebt, you can easily:
Add Debts: Quickly log a new entry with a name, amount, currency, and date.
Separate Views: Clearly see what you owe ("I Owe") and what others owe you ("They Owe").
Mark as Paid: With a single tap, mark a debt as "settled" and clear your financial slate.
📊 FULL CONTROL WITH INTEREST
Our flexible calculator handles even the most complex loan terms:
Add Interest: Specify an interest rate to calculate the final repayment amount.
Set Deadlines: Define the loan period to know exactly when the money is due.
The app automatically calculates and displays the total amount for you.
📈 HELPFUL STATISTICS
Analyze your financial habits with clear and insightful statistics:
Track how many debts were paid on time versus those that were overdue.
View your total payment amounts for the month, year, or all time.
Understand who you lend to and borrow from most often.
✍️ NOTES FOR EVERY DEBT
Remember why you borrowed money? Now it's easy!
Add detailed notes to every transaction.
Specify the purpose of the loan to avoid future misunderstandings.
🌐 BUILT-IN CURRENCY CONVERTER
Lent money in dollars but getting it back in euros? No problem! Our handy currency converter helps you quickly recalculate any amount based on the latest exchange rates.
💡 FINANCIAL LITERACY
In our "Info" section, we've gathered useful articles about debt, credit traps, and how to manage your finances wisely to avoid difficult situations.
Why is WhatsDebt the perfect tool for you?
Always On Hand: Your debt list is in your pocket, not in your head.
Saves Relationships: Eliminate awkward reminders and arguments about money.
Simplicity: No complicated features. Just what you need to track IOUs.
Private & Secure: All your data is stored locally on your device.
Download WhatsDebt today and bring clarity to your financial relationships