Credit Report Canada

Are you unsure of your credit score or need detailed information on your credit score history for future loans? If yes, then you’re in the right place.
Credit Report Canada is a credit score app that allows you to view your credit score and generate credit reports, all-in-one place for free. In addition to credit reports, you can access identity theft and fraudulent monitoring package through this credit score app.

Obtaining your credit information from the 3-credit unit that includes Equifax, TransUnion and Experian can be a hassle and sometimes nearly impossible. But with our app, Credit Report Canada, you can view and review your credit score from the comfort of your phone, all for free.

Many positive and negative factors can determine the current state of your credit score.

Here are some of the dynamics that can influence your credit score on Credit Report Canada:

• Having more bank accounts than necessary – the number of accounts you recently opened
• Over the top inquiries – the number of times you sign up for credit
• Fewer mortgage accounts – the type of credit accounts you have
• Excessive felonies – how frequently do you make payments
• Revolving balance rates are higher than average – the ratio of the amount you have to the amount available to you.

Credit Report Canada offers a protection plan against illegal credit activities, including:

• Protection plan with $1 million fraud insurance
• Fraud Alerts
• 3-Unit Credit tracking and instant notifications
• Social Security Number detection notification
• Immediate Credit Score alert
• Free Customer Service.

Protect your personal and Credit information
Credit Report Canada constantly tracks your credit activity and automatically alerts you whenever we detect unusual activity on your credit score. Credit score manipulation by internet criminals is not entirely new. These hackers steal your personal information and use it to hurt your credit score. Our active protection plan safeguards your credit and instantly notifies you when we detect something unusual.

What does a credit score mean?

A credit score is a 3-digit combination that depicts your creditworthiness. The score is generated through a level analysis of your credit history, including the number of open accounts, repayment history, and total debt levels. Your credit score help lenders determine whether they should give you a loan or not. The higher your credit score, the more likely you are to obtain a loan. Also, a higher score helps you obtain loans at lower interest rates with easy repayment options.

How are credit scores used?

Your credit score is used by current or potential creditors and other interested third parties. That may include banks, insurance companies, utility companies, creditors, landlords, employers, and government agencies. Creditors can also access your credit reports to decide on providing you with a loan or not. Credit Report Canada offers detailed information on your credit in a simple format, making it easy for your creditors to make decisions quickly.

How often are credit reports updated?

Credit score reports are updated every month. The exact date may differ from month to month due to when different agencies submit their reports. Some agencies may submit reports earlier or later than other agencies every month.

As a company, we strive to allow our customers to easily access their credit scores and credit report with the end goal of enabling them to obtain financial independence. Check your app store today and download Credit Report Canada!