miPlata

miPlata is the digital wallet built specifically for Latino workers. Open a secure U.S. account, get a Visa® debit card, and send money home to Latin America right from one easy-to-use app.

SIGN UP WITH THE ID YOU HAVE
Open your account in minutes directly from your phone with passport, official IDs, ITIN, or SSN.

GET PAID WITH DIRECT DEPOSIT
Get your paycheck straight to your wallet on payday. Skip the check cashing lines and get access to your money safely and quickly.

SEND MONEY TO LATIN AMERICA
Send secure international transfers to Mexico and across LATAM directly from the app. Your family can receive the funds via direct bank deposit or pick up cash at over 100,000 trusted retail locations, including OXXO, Walmart, and Elektra.

SHOP WITH YOUR VISA® DEBIT CARD
Shop securely in stores and online. You get a virtual card instantly to use on your phone and a physical Visa debit card mailed directly to your door.

PAY ZERO HIDDEN FEES
No hidden fees and no surprises. Keep exactly what you earn.
• $0 monthly maintenance fees
• $0 minimum balance requirements
• $0 overdraft fees
• $0 foreign transaction fees

SEND MONEY INSTANTLY
Need to split a bill, pay rent, or send money to a coworker? Transfer money instantly and for free to anyone else using the miPlata app.

GET BILINGUAL SUPPORT
Navigate your money in the language you prefer. The entire app and our customer support team are available to help you in both English and Spanish.
Sign up for miPlata today. Your money without borders.

Supported Countries & Currencies Available in: United States (US Dollar - USD) Send money to: Mexico (Mexican Peso - MXN), Guatemala (Guatemalan Quetzal - GTQ), Honduras (Honduran Lempira - HNL), El Salvador (US Dollar - USD), Argentina (Argentine Peso - ARS), Bolivia (Bolivian Boliviano - BOB), Colombia (Colombian Peso - COP), Costa Rica (Costa Rican Colón - CRC), Dominican Republic (Dominican Peso - DOP), Ecuador (US Dollar - USD), Panama (Panamanian Balboa / US Dollar - PAB / USD), Peru (Peruvian Sol - PEN), Paraguay (Paraguayan Guaraní - PYG), Uruguay (Uruguayan Peso - UYU).

Legal Disclosures:
1 - miPlata is a financial technology company, not a bank. Banking services are provided by our program bank, member FDIC, and Lead Bank managed by Bridge Ventures, LLC.
2 - Money Transfers in this app are provided by Viamericas, a licensed money transmitter. miPlata provides the technology platform that enables access to these services, but it is not the licensed remittance provider. Before confirming any transfers, you will receive a complete disclosure of applicable fees, exchange rates, and estimated delivery times, along with information about your rights and protections under U.S. federal and local laws. For information about state licenses and the state regulators performing oversight over Viamericas, please visit the State Licensing section of their website.
3 - miPlata Visa® Debit Card is issued by ProgramBank. miPlata Visa® Virtual Debit Card is issued by Lead Bank. Banks are pursuant to a license from Visa U.S.A Inc. and may be used everywhere Visa debit cards are accepted.
4 - miPlata sends money transfers to México, Guatemala, Honduras, El Salvador, Argentina, Bolivia, Brasil, Chile, Colombia, Costa Rica, República Dominicana, Ecuador, Perú and Uruguay.
5 - miPlata USD accounts are FDIC insured up to $250,000 per depositor through our bank program, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Bank Program, Member FDIC, if certain conditions have been met.
6 - miPlata USDC accounts are not backed by FDIC protections.
7 - Your Account doesn't allow negative balances. Transactions are declined if you don’t have enough funds. In rare cases, a transaction may settle for more than the authorized amount and temporarily result in a negative balance — we don't charge overdraft or negative balance fees.