ClickFinance

ClickFinance JSC is a licensed non-bank financial institution in Kosovo, dedicated to making borrowing simple and transparent. Through our mobile app, you can:
Apply for personal loans, finance your invoice, get contracted farming loan and merchant loans, all of these directly from your phone.
Track your loan application status in real time
Receive quick notifications and updates
You may apply for loans with repayment terms ranging from 2 to 120 months. The maximum APR applicable to our loan products is 30.0%, which includes the nominal interest rate and all mandatory fees and service charges. No additional or hidden costs are applied beyond this rate.
Representative Example:
“For a €10,000 loan with a 60-month repayment period, a 16.9% nominal annual interest rate and a 1.5% disbursement fee (€150), the customer receives a net amount of €9,850. The fixed monthly installment is €911.57, and the total amount repaid is €10,938.84. The total cost of the loan (interest plus fees) is €1,088.84, corresponding to an effective Annual Percentage Rate (APR) of approximately 21.72%.”
Our mission is to give you fast, reliable, and convenient access to financing — all in one app.
Download ClickFinance today and take control of your financial needs with just a few taps.