ClickFinance

ClickFinance JSC is a non-bank financial institution licensed in Kosovo, dedicated to making borrowing simple and transparent. Through our mobile application, you can:

Apply for personal loans

Finance your bills

Get loans for contracted farming

Get loans for businesses (merchant loans)

All this directly from your phone.

You can also:

Track the status of your loan application in real time

Receive quick notifications and updates

You can apply for loans with repayment terms from 2 to 120 months. The maximum annual percentage rate (APR) for our loan products is 30.0%, which includes the nominal interest rate and all mandatory fees and service costs. There are no additional or hidden costs beyond this rate.

Representative example:

For a €10,000 loan with a 60-month repayment period, with a 16.9% nominal annual interest rate and a disbursement fee of 1.5% (€150), the customer receives a net amount of €9,850. The fixed monthly installment is €911.57, while the total amount repaid is €10,938.84. The total cost of the loan (interest plus fees) is €1,088.84, which corresponds to an Annual Effective Rate (APR) of around 21.72%.

Our mission is to provide you with fast, reliable and convenient access to financing — all in a single app.

Download ClickFinance today and manage your financial needs with just a few taps.