Private Budget/Expense: Cents

Your financial data belongs to you. Not to us. Not to advertisers. Not to anyone else.

Cents is an expense and budget tracker built around one principle: your privacy matters. Everything you track stays encrypted on your phone. We can't see it, we can't sell it, and we don't want to.

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PRIVACY THAT ACTUALLY MEANS SOMETHING

Your spending patterns, income, and budgets stay on your phone, encrypted with AES-256. We don't have servers storing your financial information because we never ask for it.

No account signup. No email required. No tracking. No ads—ever.

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WORKS 100% OFFLINE

Cents works completely offline. We only use your internet connection to verify subscription purchases. Your expense data never touches our servers.

No signal? No problem. Your financial life shouldn't depend on having internet.

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TRACK EXPENSES EASILY

Add an expense in three taps. Pick a category, enter the amount, done. Everything updates instantly on your phone.

60+ spending categories cover everything from coffee to rent. Customize them or create your own.

Set up recurring expenses once—subscriptions, bills, regular payments—and Cents handles the rest automatically.

Export your data anytime as PDF or CSV.

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BUDGETING THAT MAKES SENSE

Create monthly budgets for categories or set overall spending limits. Track how much you have left in real-time as you add expenses.

Roll over unused amounts or start fresh each month. Set custom date ranges for irregular expenses.

Color-coded alerts show when you're approaching limits, but they won't nag you.

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UNDERSTAND YOUR SPENDING

Beautiful charts show where your money goes. See trends over time, compare months, break down by category.

All analytics happen on your device. No one else sees your spending patterns.

Use custom date ranges and category filters to dig deeper into your habits.

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FEATURES YOU'LL USE

- 60+ expense categories with customization
- Recurring expense automation
- Monthly and category budgets
- Real-time budget tracking
- Spending trends and analytics
- PDF and CSV export
- Biometric lock (fingerprint/face)
- Dark mode optimized
- Encrypted Google Drive backup (optional)
- 100% offline functionality

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OPTIONAL CLOUD BACKUP

Want to back up your data? Enable encrypted Google Drive sync. Everything gets encrypted on your phone before upload, so we still can't read it.

Cloud backup is completely optional. Many people use Cents entirely offline.

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SECURITY MADE SIMPLE

Lock the app with fingerprint or face unlock. Keep your financial information private even if someone picks up your phone.

Security is there when you need it, invisible when you don't.

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DESIGNED TO FEEL GOOD

Smooth animations, intuitive gestures, easy-on-the-eyes dark mode. Using Cents should feel natural.

Every screen gives you exactly the information you need. No clutter, no unnecessary features.

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HONEST PRICING

Basic: Free forever
Track expenses, create budgets, see spending patterns—no payment required.

Premium: $2.99/month or $24.99/year
Unlimited budgets, detailed analytics, cloud backup.

Lifetime: $34.99
Pay once, own forever.

No hidden fees. No dark patterns. Just honest pricing.

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WHY WE BUILT THIS

Most expense trackers trade your privacy for their business model. We wanted something different—an app that works for you, not for advertisers.

No venture capital pressure. No tracking requirements. Just a straightforward app that treats your financial data like it actually matters.

Your money. Your data. Your choice.

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