BalanceMate

BalanceMate is your simple, private companion for keeping shared money clear.

Record money you lend, borrow, repay, or adjust, and always know who owes what. Add people, keep a detailed history of every entry, and view balances by currency without confusing exchange-rate conversions.

Planning a meal or group outing? Use Split Bills to add items, choose who shared each one, include tips, VAT, and service charges, then get a clear per-person breakdown. Share the bill summary directly with your friends.

With BalanceMate, you can:

• Track money you lent and borrowed
• Record repayments and balance adjustments
• Organise balances by person and currency
• Add optional due dates and notes
• Create detailed split bills for meals, trips, and group purchases
• Split individual items between all or selected people
• Add tips, VAT, and service charges
• Choose whether service is calculated before or after VAT
• Share a complete bill breakdown as text
• Archive settled contacts while keeping their history
• Export your records as JSON
• Choose light, dark, or system theme
• Use the app offline with local storage
• Optionally sign in with Google to back up and sync your data securely across devices

BalanceMate does not process payments, connect to banks, or act as a debt collection service. It simply helps you keep fair, accurate records and makes shared expenses easier to understand.