ChopaCredit

ChopaCredit is a lending app of BLUPRIMVERTEX Limited. We provide access to credit loan with a clear, secure, and user-friendly application process. All loan terms, interest rates, and fees are transparently disclosed.

Loan Product
Loan Amount: 20,000 Naira - 100,000 Naira
Minimum and Maximum Loan Terms: 90 to 360 Days
Maximum Annual Percentage Rate (APR): 20% to 36%, depending on the borrower's risk profile

Loan Example:
Loan Amount: 100,000 Naira
Term: 90 Days
APR: 22%
Interest: 100,000 Naira × 22% ÷ 365 × 90 = 5,400 Naira
Total Due: 100,000 Naira + 5,400 Naira = 105,400 Naira
Repayment in full after the 90-day period. No installment payments required.

Key Features:
1. Personal loans with fixed repayment terms
2. Simple loan application and disbursement process
3. Full account deletion supported at any time
4. All data transmissions are encrypted in transit (HTTPS)

Data Deletion Policy:
Users can request to delete their entire account through the app or by contacting support. Once deleted, all personal data will be permanently removed from our servers. We do not support partial data deletion without account deletion.

Regulatory Disclosure:
ChopaCredit is operated by BLUPRIMVERTEX Limited, a licensed lending service provider in Nigeria, duly registered and compliant with local financial regulations, including FCCPC requirements. The company maintains full transparency regarding loan conditions and user data practices in accordance with Google Play policies.

Privacy and Compliance:
1. The app is not intended for users under the age of 18
2. No user data is shared with third parties except as required by law
3. Privacy policy and terms of service:
https://www.bluprimvertex.com/chopacredit/privacy-policy.html

Customer Support:
1. Email: Ibrahim@bluprimvertex.com
2. Phone: +234 07035494862
3. Company Address: 29 Jonathan Coker Road, Fagba, Lagos State, Nigeria