Credichola - Online loan app

Credichola is Zambia’s quick and easy online lending app, offering personal loans from K100 up to K20,000 with instant mobile money payouts. Using big-data risk control for credit scoring, the platform delivers fast approval, flexible 91–180 day repayment terms, competitive daily interest (no more than 0.1% per day) and a service fee (no more than 0.3% per day). Example: K1,000 for 91 days would total K1,364 (interest + service fee); APR does not exceed 146% per year.

The app requires Zambian citizenship, age 18+, and a monthly income. Credichola provides full online borrowing without collateral, respects your privacy (won’t access contacts or photo gallery), and only uses your data to process and manage loan applications. Apply via the Credichola app, register easily, and contact help@credichola.com or visit the Lusaka office for support. Read the full privacy policy at https://cred.credichola.com/rct-secrecy.