Binq - For all things business

Binq is the free app 'For all things business'. See your available cash in real time, alongside live funding offers, check your Business Credit Score (powered by Experian), apply for funding, forecast your cashflow and runway, and find savings across your business expenses, all supported by Sam, your personal AI business assistant who knows your business and its finances inside out.
Sam, your 24/7 AI business assistant
Sam knows your business and explains your numbers in plain English. Ask Sam anything, day or night, from "can I afford to hire" to "what's my best funding option this month," and get answers built around your actual financials.
Your Business Credit Score, powered by Experian
Check your Binq Business Score. Know exactly how lenders view your business, and what's shaping that view, alongside tips and actions to drive your score and increase your borrowing power over time.
Funding, matched to you
Binq searches whole of market and matches you with relevant lenders and products, so you apply once and get real options, not endless forms or cold calls from brokers you didn't ask for. Ask Sam which ones best suit your business.
Cashflow and runway
See your available cash in real time and know how long it will last, so you're always working off the current picture, not last month's.
Savings across your expenses
Binq reviews your outgoings and flags where you could be paying less, with live sourced alternatives that can save you thousands.
Tips, guides, and news
Relevant, timely content for your business, plus live financial updates as they happen.
Everything's personalised to your business.