PréstamoFlash-Préstamo

Access credit. A fully online credit wallet, designed for Peruvian residents, that requires no collateral or paper documents, and eliminates traditional lines, simplifying your daily finances anytime, anywhere. Here, you can build wealth by making timely payments. Flexible credit limits are available at any time, allowing you to easily build your personal digital credit history. Anytime, anywhere, with a simple tap, your 24-hour emergency fund can easily cover any unexpected financial event.

Loan details: To ensure you are fully informed, the platform's current fees are shown below: the credit limit offered ranges from S/ 500 to S/ 10,000, the repayment term ranges from 91 to 120 days, and the platform's maximum annual percentage rate (APR) is fixed at 36%.

Example fee calculation: Assuming your application is approved and you withdraw S/ 5,000, with a repayment term of 120 days (approximately 4 months), the fees are as follows:
Accrued interest on this loan: S/ 5,000 x 0.1% x 120 = S/ 600
Total amount owed: S/ 5,000 + S/ 600 = S/ 5,600
Approximate monthly payment (4 installments): S/ 5,600 / 4 = S/ 1,400

▽ Just three steps to start your journey to smart credit

Step 1: Smart ID Registration
If you are 18 years of age or older and have a valid Resident Identity Card (DNI), you can start the application directly from your mobile phone. The entire process is completely digital; You don't need to prepare any paper documents or wait in line at any window, and you can submit your application anytime, anywhere.

Step 2: Dynamic Credit Limit Calculation
Our digital system performs a fully automated, second-level assessment upon receiving your application, based on an advanced risk management model. The platform offers you a flexible credit limit from S/500 to S/10,000. We promote ethical lending practices and strictly prohibit any hidden fees or wordplay; all billing details are clearly visible before your final signature.

Step 3: Secure One-Click Withdrawal and Convenient Refunds
Once your credit line is activated, you can withdraw funds in installments according to your actual financial needs, and these will be transferred directly to your regular bank accounts. For payments, the app is fully integrated with the most widely used online bank transfer systems and a broad network of physical payment locations, allowing you to easily complete payments with just a few taps on your phone.

Data Privacy and Security: We understand the importance of financial privacy and have implemented a robust protection mechanism for you. All personal data you upload during the process will be transmitted directly to a secure, dedicated, and isolated server using high-security TLS/SSL two-way encryption algorithms. This data will be used exclusively for fraud prevention and identity verification, and we are committed to not sharing it with unauthorized third parties. Furthermore, we fully respect your data autonomy; you can request account cancellation at any time through our official customer service channels, and the system will simultaneously and completely delete your entire digital history.

Contact Us
If you have any questions, suggestions, or need technical assistance during your experience with the product, please feel free to contact us at cs@prestamoflash.com. Our local professional service team will provide you with real-time online support from Monday to Sunday (9:00 AM to 6:00 PM). Address: Av. Víctor Andrés Belaúnde 147, San Isidro, Lima, Peru.